2960 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 2960 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,000 sqft · built 1970
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 2019)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100A 1 10`

Property Details

APN / Parcel Number

Primary APN	`100A 1 10`
Alternative APNs	`851` `824`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	144 sqft
Patio Area	380 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	824
Street Address	2960 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	RT 634 & 250 LOT 10 DB 1598/089 1.06 AC
Legal Subdivision	GUM SPRING MANOR
Legal Lot Number	10
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2060
Census Tract	950500

Owner

2960 Three Chopt Rd is owned and occupied by two individuals who acquired it in September 2024.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2960 THREE CHOPT RD, GUM SPRING, VA 23065-2176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Deed Document Number	2019548
Deed Book / Page	1598 / 89
Last Transfer Date	Sep 5, 2024
Transfer Doc	001975/681
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2960 THREE CHOPT RD, GUM SPRING, VA 23065-2176
Document Number	0000000549
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 THREE CHOPT RD GUM SPRING VA 230652176, GUM SPRING, VA 23065-2176

Mortgage

Document Number	0000000549
Date	Jan 22, 2019
Book Page	001598/000093
Instrument	549

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2960 Three Chopt Rd was $1,705, up 10.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,803 (+5.87%) Land $54,900 Building $195,903	$250,803 (+5.87%) Land $54,900 Building $195,903
2025	$1,705.00 (+10.21%)	$236,900 Land $43,700 Building $193,200	$236,900 Land $43,700 Building $193,200
2024	$1,547.00
2023		$198,200 Land $33,900 Building $164,300
2022	$839.00		$198,200 Land $33,900 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2960 Three Chopt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2960 Three Chopt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

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