2960 Sutherland Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2960 Sutherland Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,521 sqft · built 1976
Lot Size	0.286 acres (12,489 sqft)
Owner	2 Owner Names on File
Last Sale	$118,000 (Dec 2002)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-3582-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-3582-7`
Alternative APNs	`05-28-16-38893-000-1540` `162805388930001540` `R42577`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,521 sqft Heated Area
1st Floor Area	1,521 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,489 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 64 ft wide
Garage Area	302 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R42577
Old Parcel Number	162805388930001540
Street Address	2960 SUTHERLAND CT
City	PALM HARBOR
State	FL
Zip	34684-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND LAKES UNIT 4 LOT 154
Legal Range	16
Legal Township	28
Legal Section	05
Legal Subdivision	HIGHLAND LAKES UNIT 4
Legal Lot Number	154
Legal Unit	4
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	27331

Owner

The current owner of 2960 Sutherland Ct bought it in December 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2960 SUTHERLAND CT, PALM HARBOR, FL 34684-2756
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2002 · Amount on File
Deed Sale	Dec 18, 2002 · Amount on File
Deed Document Number	1242001896
Deed Book / Page	12420 / 01896
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2960 SUTHERLAND CT, PALM HARBOR, FL 34684-2756
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 SUTHERLAND CT, PALM HARBOR, FL 34684-2756

Mortgage

Document Number	0217920735
Date	Nov 4, 2021
Book Page	21792/735
Instrument	2021360598

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2960 Sutherland Ct was $1,481 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 Homeowner's exemption Disabled Person's exemption	$119,168	$291,950 Land $90,709 Building $201,241
2023	$1,339.00 (-1.69%) Homeowner's exemption Disabled Person's exemption	$112,437 (+3%)	$251,563 (-0.89%) Land $109,566 Building $141,997
2022	$1,362.00 Homeowner's exemption Disabled Person's exemption	$109,162	$253,823 Land $138,597 Building $115,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2960 Sutherland Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2960 Sutherland Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20