Kenton County property record for 2960 Sugar Camp Rd, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1981 |
| Lot Size | 2.44 acres (106,330 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2003) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-40-00-156.01 |
| Primary APN | 045-40-00-156.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 106,330 sqft (2.44 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 2960 SUGAR CAMP RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.4410 AC WS SUGAR CAMP RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 66801 |
2960 Sugar Camp Rd is owned and occupied by an individual who acquired it in September 2009.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2960 SUGAR CAMP RD, COVINGTON, KY 41017-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2003 · Amount on File |
| Deed Sale | Jul 1, 2003 · Amount on File |
| Deed Document Number | 200307 01 059 00182 |
| Deed Book / Page | 1013 / 233 |
| Last Transfer Date | Sep 11, 2009 |
| Transfer Doc | 0005900177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2960 SUGAR CAMP RD, COVINGTON, KY 41017-9563 |
| Document Number | 0000000122 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2960 SUGAR CAMP RD COVINGTON KY 410179563, COVINGTON, KY 41017-9563 |
| Document Number | 0000000122 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 0I3993/000003 |
| Instrument | 122 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2960 Sugar Camp Rd was $3,349.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,000 (-) Land $30,000 Building $308,000 | $338,000 (-) Land $30,000 Building $308,000 | |
| 2025 | $3,349.00 | $338,000 Land $35,000 Building $303,000 | $338,000 Land $35,000 Building $303,000 |
| 2023 | $3,603.00 | $338,000 Land $35,000 Building $303,000 | $338,000 Land $35,000 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2960 Sugar Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2960 Sugar Camp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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