2960 State Rte 79, Ridgely, TN 38080 Property Records

Lake County property record for 2960 State Rte 79, Ridgely, TN 38080

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,624 sqft · built 2019
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$2,500 (Oct 2025)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (high risk)
APN	`048068 00600`

Property Details

APN / Parcel Number

Primary APN	`048068 00600`
Alternative APN	`068 00600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,433 sqft

Exterior

Year Built	Built 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Brick
Lot Area	104,544 sqft (2.4 acres)
Porch	Open Porch
Porch Area	84 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2960 STATE ROUTE 79
City	RIDGELY
State	TN
Zip	38080-6007
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 05 LCL TRACT 207A $5.00, COUNTY AREA: L10
Legal Tract	207A
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	960200

Owner

Source: Lake County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2960 STATE ROUTE 79, RIDGELY, TN 38080-6007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 13, 2020	Deed of Trust, Mortgage BANKTENNESSEE
Nov 19, 2018	Warranty Deed, Transfer DYER LAND TITLE COMPANY, DYER LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	21309
Deed Book / Page	74 / 533
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE TN
Recording Date	Oct 30, 2025
Property Address	2960 STATE ROUTE 79, RIDGELY, TN 38080-6007
Document Number	000074/533
Book / Page	74 / 533
Instrument Date	Oct 24, 2025
Instrument	21309
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$9.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2960 STATE ROUTE 79, RIDGELY, TN 38080-6007

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE TN
Property Address	2960 STATE ROUTE 79, RIDGELY, TN 38080-6007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017079
Date	Aug 13, 2020
Book Page	56/367
Instrument	17079

Lender

Name	BANKTENNESSEE
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE TN
Recording Date	Nov 19, 2018
Property Address	2960 STATE ROUTE 79, RIDGELY, TN 38080-6007
Document Number	0000015752
Book / Page	000051 / 000385
Instrument Date	Nov 16, 2018
Instrument	15752
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$38.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2960 STATE ROUTE 79 RIDGELY TN 380806007, RIDGELY, TN 38080-6007

Tax Assessment & Valuation

Source: Lake County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00	$34,075 (-) Land $5,575 Building $28,500
2024	$1,152.00 (+67.2%)	$34,075 (+41.98%) Land $5,575 Building $28,500	$136,300 (+41.98%) Land $22,300 Building $114,000
2022	$689.00	$24,000 Land $2,750 Building $21,250	$96,000 Land $11,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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