2960 Rosemount Rd, Sylva, NC 28779 Property Records

Jackson County property record for 2960 Rosemount Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,404 sqft · built 1979
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2020)
Tax Bill	$1,108 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7684-32-8732`

Property Details

APN / Parcel Number

Primary APN	`7684-32-8732`
Alternative APN	`175751`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
Gross Area	2,828 sqft
1st Floor Area	1,404 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	12 sqft
Patio Area	920 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	175751
Street Address	2960 ROSEMOUNT RD
City	SYLVA
State	NC
Zip	28779-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 ROSEMOUNT
Legal Township	25
Legal Subdivision	3-A
Legal Lot Number	4
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	2
Census Block	2000
Census Tract	950200

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 36, BALSAM, NC 28707-0036
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage BANKSOUTH MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	0022621535
Deed Book / Page	2262 / 1535
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	2960 ROSEMOUNT RD, SYLVA, NC 28779-5638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022861832
Date	Dec 18, 2020
Book Page	2286/1832

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	82042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 13, 2020
Property Address	2960 ROSEMOUNT RD, SYLVA, NC 28779-5638
Document Number	0022621535
Book / Page	2262 / 1535
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2814, RANCHO SANTA FE, CA 92067-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 ROSEMOUNT RD, SYLVA, NC 28779-5638

Mortgage

Document Number	22621538
Date	Mar 13, 2020
Instrument	2262/1538

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,108.00	$291,780 Land $80,070 Building $211,710

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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