2960 Emerald Dr, Hobart, IN 46342 Property Records

Lake County property record for 2960 Emerald Dr, Hobart, IN 46342

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,150 sqft · built 2003
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Nov 2021)
Tax Bill	$3,661 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-27-17-0355-0014`

Property Details

APN / Parcel Number

Primary APN	`006-27-17-0355-0014`
Alternative APNs	`45-12-01-353-003.000-018` `271703550014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,150 sqft Living Area
Gross Area	5,200 sqft
1st Floor Area	1,575 sqft
Basement Area	1,575 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2960 EMERALD DR
City	HOBART
State	IN
Zip	46342-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER CREEK ESTATES UNIT 1 LOT 14
Legal Subdivision	AMBER CREEK ESTATES UNIT 1
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	5
Census Block	5022
Census Tract	42200

Owner

2960 Emerald Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2960 EMERALD DR, HOBART, IN 46342-6506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Nov 17, 2021	Personal Representative Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jun 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Deed Document Number	2021538663
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000049232
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Dec 18, 2025
Property Address	2960 EMERALD DR, HOBART, IN 46342-6506
Document Number	0000049232
Map Reference	MB 87 PG 26
Instrument Date	Oct 20, 2025
Instrument	2025-549232
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 EMERALD DR, HOBART, IN 46342-6506

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2960 EMERALD DR, HOBART, IN 46342-6506
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021839
Date	Jul 11, 2023
Instrument	2023-521839

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Nov 17, 2021
Property Address	2960 EMERALD DR, HOBART, IN 46342-6506
Document Number	0000038663
Map Reference	MB 87 PG 26
Instrument Date	Nov 16, 2021
Instrument	2021-538663
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 EMERALD DR, HOBART, IN 46342-6506

Mortgage

Document Number	0000038664
Date	Nov 17, 2021
Instrument	2021-538664

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 19, 2019
Property Address	2960 EMERALD DR, HOBART, IN 46342-6506
Document Number	0000036834
Instrument Date	Jun 12, 2019
Instrument	36834
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 EMERALD DR HOBART IN 463426506, HOBART, IN 46342-6506

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Hobart City
Unified School District	Hobart School City (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,400 (+3.19%) Land $63,600 Building $230,800	$294,400 (+3.19%) Land $63,600 Building $230,800
2024	$3,661.00	$285,300 (-0.17%) Land $63,600 Building $221,700	$285,300 (-0.17%) Land $63,600 Building $221,700
2023		$285,800 (+18.84%) Land $56,800 Building $229,000	$285,800 (+18.84%) Land $56,800 Building $229,000
2022	$2,912.00 Homeowner's exemption	$240,500 Land $47,700 Building $192,800	$240,500 Land $47,700 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2960 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2960 Emerald Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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