2960 E Hwy 92, Pine Knot, KY 42635 Property Records

McCreary County property record for 2960 E Hwy 92, Pine Knot, KY 42635

Property Summary

Property TypeSingle Family Home
Lot Size6.4 acres (279,220 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Aug 2020)
Tax Bill$4,405 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN174-20-02-027.05

Property Details

APN / Parcel Number

Primary APN174-20-02-027.05
Alternative APN
  • 21409

Exterior

Lot Area279,220 sqft (6.4 acres)

Location & Zoning

Street Address2960 E HIGHWAY 92
CityPINE KNOT
StateKY
Zip42635-8181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6.41 AC & HSE DOC 223/799
JurisdictionMCCREARY KY
Township / Civil DivisionPINE KNOT
Census Block Group3
Census Block3025
Census Tract960402

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 365, PINE KNOT, KY 42635-0365
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
L & N FCU
Aug 31, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Deed Document Number131729
Deed Book / PageD223 / 349
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address2960 E HIGHWAY 92, PINE KNOT, KY 42635-8181
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000M237/20
DateFeb 15, 2022
Book PageM237/20
Instrument136391
Lender
NameL & N FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2037
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change10%
IndexOther

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateAug 31, 2020
Property Address2960 E HIGHWAY 92, PINE KNOT, KY 42635-8181
Document Number00D223/349
Book / PageD223 / 349
Instrument DateAug 31, 2020
Instrument131729
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2960 EAST HWY 92, PINE KNOT, KY 42635-8181

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,405.00 (-1.48%)$548,000 (-)$548,000 (-)
2023$4,471.00$548,000$548,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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