2960 Bowen Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 2960 Bowen Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,695 sqft · built 1900
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$362,500 (Aug 2019)
Tax Bill	$5,547 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`144200 137.01-1-17`

Property Details

APN / Parcel Number

Primary APN	`144200 137.01-1-17`
Alternative APN	`42001370100001017000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,695 sqft Living Area
1st Floor Area	1,531 sqft
2nd Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	255 ft deep x 101 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2960 BOWEN RD
City	ELMA
State	NY
Zip	14059-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3012
Census Tract	14102

Owner

2960 Bowen Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2960 BOWEN RD, ELMA, NY 14059-9441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	2019168417
Deed Book / Page	11348 / 848
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 8, 2019
Property Address	2960 BOWEN RD, ELMA, NY 14059-9441
Document Number	0113480848
Book / Page	011348 / 000848
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 ASHLAND AVE BUFFALO NY 142221101, BUFFALO, NY 14222-1101

Mortgage

Document Number	139060205
Date	Aug 8, 2019
Book Page	013906/000205

Lender

Name	STEUBEN TR CO
Type	Bank
Address	HORNELL, NY 14843

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2960 Bowen Rd was $5,547, up 266.6% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,547.00 (+266.62%)
2025	$1,513.00 (-71.6%)	$9,600 (-) Land $1,200 Building $8,400	$369,250 (+3.85%) Land $46,156 Building $323,094
2024	$5,328.00	$9,600 (-) Land $1,200 Building $8,400	$355,556 (+3.7%) Land $44,444 Building $311,112
2023		$9,600 Land $1,200 Building $8,400	$342,857 Land $42,857 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2960 Bowen Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2960 Bowen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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