296 Winding Rdg, Southington, CT 06489 Property Records

Southington Town property record for 296 Winding Rdg, Southington, CT 06489

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,926 sqft · built 1986
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Sep 2020)
Tax Bill	$14,953 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SOUT M:083 L:004`

Property Details

APN / Parcel Number

Primary APN	`SOUT M:083 L:004`
Alternative APNs	`M:083 B:004` `7402`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,926 sqft Living Area
Gross Area	8,409 sqft
1st Floor Area	2,413 sqft
Basement Area	2,206 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7402
Street Address	296 WINDING RDG
City	SOUTHINGTON
State	CT
Zip	06489-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Lot Number	4
Jurisdiction	SOUTHINGTON CT
Township / Civil Division	SOUTHINGTON
Census Block Group	2
Census Block	2003
Census Tract	430502

Owner

Source: Southington Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 WINDING RDG, SOUTHINGTON, CT 06489-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage WEST CAP LENDING INC
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 16, 2020	Warranty Deed, Transfer · Balloon Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Feb 26, 1991 · Amount on Record
Deed Book / Page	1493 / 341
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHINGTON CT
Property Address	296 WINDING RDG, SOUTHINGTON, CT 06489-2114
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001642-898
Date	Oct 28, 2025
Book Page	1642/898

Lender

Name	WEST CAP LENDING INC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHINGTON CT
Property Address	296 WINDING RDG, SOUTHINGTON, CT 06489-2114
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001644-465
Date	Nov 17, 2025
Book Page	1644/465

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHINGTON CT
Recording Date	Sep 16, 2020
Property Address	296 WINDING RDG, SOUTHINGTON, CT 06489-2114
Document Number	1493-341
Book / Page	1493 / 341
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3896800015
Date	Sep 16, 2020
Instrument	3896800015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Southington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Southington Town
Unified School District	Southington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,953.00	$450,260 (-) Land $114,600 Building $335,660	$315,182 Land $80,220 Building $234,962
2024	$14,953.00 (+9.39%)
2023	$13,670.00 (+4.22%)	$450,260 (-) Land $114,600 Building $335,660
2022	$13,116.00	$450,260 Land $114,600 Building $335,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Rdg

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