Essex County and Saugus Town property record for 296 Walnut St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,332 sqft Living Area |
| Lot Size | 11,844 sqft (0.272 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $7,240.00 (2025) |
| Primary APN | SAUG M:013-E B:0006 L:0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 3,498 sqft Gross Area |
| 1st Floor | 1,484 sqft 1st Floor |
| Basement Area | 1,414 sqft Basement |
| Unfinished Basement | 566 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,844 sqft (0.272 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 10286627 |
|---|---|
| Street Address | 296 WALNUT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:013-E B:0006 L:0009
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 WALNUT ST, SAUGUS, MA 01906-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LADERA LENDING |
| Feb 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 296 WALNUT ST, SAUGUS, MA 01906-1273 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39906-409 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 39906/409 |
| Instrument | 20210524000220 |
| Name | LADERA LENDING |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 296 WALNUT ST, SAUGUS, MA 01906-1273 |
| Document Number | 36526-342 |
| Instrument Date | Feb 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 36526-342 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 036526/000342 |
| Instrument | 1802121260 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,240.00 (+5.74%) | $677,900 (+5.44%) Land $303,100 Building $374,800 | $798,950 |
| 2024 | $6,847.00 (+1.75%) | $642,900 (+7.58%) Land $275,500 Building $367,400 | |
| 2023 | $6,729.00 | $597,600 Land $248,000 Building $349,600 |
296 Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 14th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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