New Castle County property record for 296 Vincent Cir, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1999 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Feb 2013) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-003.00-039 |
| Primary APN | 23-003.00-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 122 ft deep x 18 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 296 VINCENT CIR |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 23R-3 |
| Legal Subdivision | MIDDLETOWN VLGE SC C |
| Legal Lot Number | 15 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 16610 |
Source: New Castle County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 VINCENT CIR, MIDDLETOWN, DE 19709-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 8, 2020 | Deed, Transfer · Second Mortgage (Down Payment) DELAWARE STATE HOUSING AUTHORITY |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2013 · Amount on Record |
| Deed Sale | Feb 27, 2013 · Amount on Record |
| Prior Sale | Jun 2, 2008 · Amount on Record |
| Deed Document Number | 201313147 |
| Prior Transfer Date | Jun 23, 2005 |
| Prior Transfer Doc | 0000070429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 296 VINCENT CIR, MIDDLETOWN, DE 19709-3023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 296 VINCENT CIR CLR, MIDDLETOWN, DE 19709-3023 |
| Document Number | 0000106431 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 20221110-0106431 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Dec 8, 2020 |
| Property Address | 296 VINCENT CIR, MIDDLETOWN, DE 19709-3023 |
| Document Number | 0000111212 |
| Map Reference | MF 13443 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 20201208-0111212 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 296 VINCENT CIR, MIDDLETOWN, DE 19709-3023 |
| Document Number | 0000111217 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 20201208-0111217 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 296 VINCENT CIR, MIDDLETOWN, DE 19709-3023 |
| Document Number | 0000014089 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 296 VINCENT CIR MIDDLETOWN DE 197093023, MIDDLETOWN, DE 19709-3023 |
| Document Number | 0000014089 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 14089 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Middletown Town |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,779.00 (+44.87%) | $264,700 (+563.41%) Land $52,800 Building $211,900 | |
| 2024 | $196,560 | ||
| 2023 | $1,228.00 (+0.16%) | $39,900 (-) Land $3,300 Building $36,600 | |
| 2022 | $1,226.00 | $39,900 Land $3,300 Building $36,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 17,700 people · EPA ID DE0000614 |
|---|---|
| Water Source | Purchased surface water from ARTESIAN WATER COMPANY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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