Cabarrus County property record for 296 Vance Dr NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,147 sqft · built 1920 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Feb 2025) |
| Tax Bill | $1,362 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 71 1521 |
| Primary APN | 5621 71 1521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 1,349 sqft |
| 1st Floor Area | 1,147 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 202 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 176017 |
|---|---|
| Street Address | 296 VANCE DR NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | NE SIDE VANCE DR NE |
| Legal Subdivision | BROOKWOOD NORTH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 42300 |
296 Vance Dr NE is owned and occupied by an individual who bought it in February 2025.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 VANCE DR NE, CONCORD, NC 28025-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Prior Sale | Dec 30, 2019 · Amount on File |
| Deed Document Number | 20252265 |
| Deed Book / Page | 17291 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 296 VANCE DR NE, CONCORD, NC 28025-3228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|---|
| Address | 296 VANCE DR NE, CONCORD, NC 28025-3228 |
| Document Number | 0017797209 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 17797/209 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 296 VANCE DR NE, CONCORD, NC 28025-3228 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014840251 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 14840/251 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 30, 2019 |
| Property Address | 296 VANCE DR NE, CONCORD, NC 28025-3228 |
| Document Number | 13923155 |
| Book / Page | 013923 / 000155 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 36526 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 296 VANCE DR NE CONCORD NC 280253228, CONCORD, NC 28025-3228 |
| Document Number | 13923158 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 013923/000158 |
| Instrument | 36527 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,130 (-) Land $52,000 Building $147,130 | ||
| 2025 | $199,130 Land $52,000 Building $147,130 | ||
| 2024 | $199,130 (+78.43%) Land $52,000 Building $147,130 | ||
| 2023 | $1,362.00 | $111,600 Land $22,000 Building $89,600 | $111,600 Land $22,000 Building $89,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 296 Vance Dr NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Vance Dr NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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