Bergen County and Cresskill Borough property record for 296 Truman Dr, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 4,353 sqft · built 1994 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,305,000 (Mar 2023) |
| Tax Bill | $29,445 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00301-0000-00039 |
| Primary APN | 08-00301-0000-00039 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,353 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 39,988 sqft (0.918 acres) |
| Account Number | 264400 |
|---|---|
| Street Address | 296 TRUMAN DR |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | .918 |
| Legal Subdivision | RIO VISTA-CRESSKILL SEC 1 |
| Legal Block | 301 |
| Legal Lot Number | 39 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 8001 |
296 Truman Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 3, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 2, 2019 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on File |
| Deed Sale | Mar 3, 2023 · Amount on File |
| Prior Sale | May 5, 2005 · Amount on File |
| Deed Document Number | 202316458 |
| Deed Book / Page | 4944 / 1785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Document Number | 0050861634 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 5086/1634 |
| Instrument | 2023061932 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 24, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Document Number | 0050240978 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5024/978 |
| Instrument | 2023042093 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 3, 2023 |
| Property Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Document Number | 0049441785 |
| Book / Page | 4944 / 1785 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023016458 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,315.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Document Number | 2023016459 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023016459 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 2, 2019 |
| Property Address | 296 TRUMAN DR, CRESSKILL, NJ 07626-1724 |
| Document Number | 0032841048 |
| Book / Page | 003284 / 001048 |
| Instrument Date | May 14, 2019 |
| Instrument | 42496 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
The 2025 property tax bill for 296 Truman Dr was $29,445, down 15.4% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,446,900 (+11.5%) Land $698,600 Building $748,300 | $1,446,900 (+11.5%) Land $698,600 Building $748,300 | |
| 2025 | $29,445.00 (-15.36%) | $1,297,700 Land $635,200 Building $662,500 | $1,297,700 Land $635,200 Building $662,500 |
| 2024 | $34,788.00 | ||
| 2023 | $1,752,900 Land $557,700 Building $1,195,200 | $1,752,900 Land $557,700 Building $1,195,200 | |
| 2022 | $41,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Truman Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Truman Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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