296 Thomas St, Hurley, NY 12443 Property Records

Ulster County and Hurley Town property record for 296 Thomas St, Hurley, NY 12443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,878 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2015)
Tax Bill	$6,528 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`512800 55.8-5-20`

Property Details

APN / Parcel Number

Primary APN	`512800 55.8-5-20`
Alternative APN	`102941.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	156 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	470 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	102941.000
Street Address	296 THOMAS ST
City	HURLEY
State	NY
Zip	12443-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	5
Legal Lot Number	20.000
Jurisdiction	ULSTER NY
Township / Civil Division	HURLEY
Census Block Group	3
Census Block	3007
Census Tract	951200

Owner

296 Thomas St is owned and occupied by an individual who bought it in February 2015.

Source: Ulster County and Hurley Town records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	296 THOMAS ST, HURLEY, NY 12443-5815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2015 · Amount on File
Deed Sale	Feb 5, 2015 · Amount on File
Deed Book / Page	5835 / 259
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	296 THOMAS ST, HURLEY, NY 12443-5815
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014594
Date	Dec 8, 2025
Book Page	13648/199
Instrument	2025-14594

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	296 THOMAS ST, HURLEY, NY 12443-5815
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004912
Date	Mar 17, 2022
Book Page	12770/221
Instrument	2022-4912

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	296 THOMAS ST, HURLEY, NY 12443-5815
Document Number	0000008365
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	CEDAR ABSTRACT COMPANY, CEDAR ABS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 THOMAS ST HURLEY NY 124435815, HURLEY, NY 12443-5815

Mortgage

Document Number	0000008365
Date	Jul 5, 2019
Book Page	011827/000264
Instrument	8365

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 296 Thomas St was $6,528 with exemptions applied.

Source: Ulster County and Hurley Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Hurley Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,528.00	$357,000 Land $14,100 Building $342,900	$391,019 Land $15,444 Building $375,575
2023		$243,700 (-) Land $44,700 Building $199,000	$378,416 (+18.63%) Land $69,410 Building $309,006
2022		$243,700 Land $44,700 Building $199,000	$318,979 Land $58,508 Building $260,471
2021	$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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