296 Terraza Way, Delano, CA 93215 Property Records

Kern County property record for 296 Terraza Way, Delano, CA 93215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Jun 2017)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422-185-11-00-6`

Property Details

APN / Parcel Number

Primary APN	`422-185-11-00-6`
Alternative APNs	`422-185-11-6` `4221851100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft

Exterior

Year Built	Built 2017
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Old Parcel Number	4221851100
Street Address	296 TERRAZA WAY
City	DELANO
State	CA
Zip	93215-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6326, BLOCK PHA, LOT 32
Legal Subdivision	6326 PH A
Legal Tract	6326
Legal Block	PHA
Legal Lot Number	32
Jurisdiction	KERN CA
Township / Civil Division	DELANO-MCFARLAND
Census Block Group	2
Census Block	2004
Census Tract	4802

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 TERRAZA WAY, DELANO, CA 93215-3576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2017	Quit Claim Deed, Transfer DEL NORTE COUNTY TITLE COMPANY, PLACER TITLE CO.
Jun 6, 2017	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Jun 2, 2017
Deed Document Number	0217072409
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	296 TERRAZA WAY, DELANO, CA 93215-3576
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 TERRAZA WAY, DELANO, CA 93215-3576

Mortgage

Document Number	0000106521
Date	Sep 6, 2023
Instrument	223106521

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 30, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	296 TERRAZA WAY, DELANO, CA 93215-3576
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 TERRAZA WAY, DELANO, CA 93215-3576

Mortgage

Document Number	0000231605
Date	Dec 10, 2021
Instrument	221231605

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jul 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jun 2, 2017
Property Address	296 TERRAZA WAY, DELANO, CA 93215-3576
Document Number	0000070998
Instrument Date	Mar 27, 2017
Instrument	70998
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	DEL NORTE COUNTY TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6501 FRUITVALE AVE BAKERSFIELD CA 933082712, BAKERSFIELD, CA 93308-2712

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 6, 2017
Property Address	296 TERRAZA WAY, DELANO, CA 93215-3576
Document Number	0000072409
Map Reference	MB54 PG184&185
Instrument Date	Mar 27, 2017
Instrument	0217072409
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 TERRAZA WAY, DELANO, CA 93215-3576

Mortgage

Document Number	0000072410
Date	Jun 6, 2017
Instrument	0217072410

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000072411
Date	Jun 6, 2017
Instrument	0217072411

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Delano City
Secondary School District	Delano Joint Union High School District (09 - 12)
Elementary School District	Delano Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,213.00 (+6.43%)	$250,679 (+4.04%) Land $52,222 Building $198,457
2023	$3,019.00 (+1.44%)	$240,947 Land $50,196 Building $190,751
2022	$2,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELANO serves 51,428 people · EPA ID CA1510005
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

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