296 Summer St, #2, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 296 Summer St, #2, Somerville, MA 02144

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 823 sqft · built 1920
Lot Size	0.046 acres (2,032 sqft)
Owner	Individual Name on Record
Last Sale	$643,000 (Oct 2024)
Tax Bill	$6,267 (2026)
Deeds & Mortgages	Feb 2021 Refinance Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-C-2 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`30-C-2 SUB LOT:2`
Alternative APNs	`SOME M:30 B:C L:2 U:2` `20052510`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	823 sqft Living Area
Gross Area	1,045 sqft
Basement Area	53 sqft
Unfinished Basement	53 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,032 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20052510
Street Address	296 SUMMER ST, 2
City	SOMERVILLE
State	MA
Zip	02144-3114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2009
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 SUMMER ST, 2, SOMERVILLE, MA 02144-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Oct 28, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Book / Page	83401 / 314
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	296 SUMMER ST # 2, 2, SOMERVILLE, MA 02144-3114
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076940-426
Date	Feb 11, 2021
Book Page	76940/426
Instrument	31486

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 28, 2024
Property Address	296 SUMMER ST # 2, 2, SOMERVILLE, MA 02144-3114
Document Number	083401-314
Book / Page	83401 / 314
Instrument Date	Oct 28, 2024
Instrument	122491
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 SUMMER ST # 2, 2, SOMERVILLE, MA 02144-3114

Mortgage

Document Number	0000122492
Date	Oct 28, 2024
Instrument	122492

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Nov 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,267.00 (+1.94%)	$570,800 (+1.3%) Building $570,800	$636,113 (+4.46%)
2025	$6,148.00 (+5.85%)	$563,500 (+2.06%) Building $563,500	$608,950 (+2.64%)
2024	$5,808.00 (+3.09%)	$552,100 (+1.32%) Building $552,100	$593,275
2023	$5,634.00	$544,900 Building $544,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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