296 Summer Oaks Dr, Lamar, MS 38642 Property Records

Marshall County property record for 296 Summer Oaks Dr, Lamar, MS 38642

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,533 sqft
Lot Size	7.59 acres (331,056 sqft)
Owner	Individual Name on File
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-20-05200`

Property Details

APN / Parcel Number

Primary APN	`076-20-05200`
Alternative APN	`26164`

Interior

Full Baths	2 Baths
Building Area	2,533 sqft Living Area
1st Floor Area	2,533 sqft
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	331,056 sqft (7.59 acres)
Deck Area	256 sqft
Patio Area	353 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26164
Street Address	296 SUMMER OAKS DR
City	LAMAR
State	MS
Zip	38642-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 SOUTH SLAYDEN FARMS PH III & LOT 51 SOUTH SLAYDEN FARMS PH III
Legal Range	02
Legal Township	02
Legal Section	20
Legal Subdivision	SOUTH SLAYDEN FARMS PH III
Legal Lot Number	50-51
Jurisdiction	MARSHALL MS
Township / Civil Division	2
Census Block Group	2
Census Block	2036
Census Tract	950101

Owner

296 Summer Oaks Dr is owned and occupied by an individual who acquired it in August 2005.

Source: Marshall County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	296 SUMMER OAKS DR, LAMAR, MS 38642-9133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 9, 2017	Deed of Trust, Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2005
Deed Sale	Aug 3, 2005
Deed Document Number	0000035999
Deed Book / Page	359 / 99
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	296 SUMMER OAKS DR, LAMAR, MS 38642-9133
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 SUMMER OAKS DR, LAMAR, MS 38642-9133

Mortgage

Document Number	2021004669
Date	Sep 24, 2021
Instrument	2021004669

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	296 SUMMER OAKS DR, LAMAR, MS 38642-9133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002395
Date	Jun 9, 2017
Instrument	2017002395

Lender

Name	FIRST STATE BANK
Type	Bank
Address	HOLLY SPRINGS, MS 38635

Agreement

Amount	Amount on Record
Term	78 Months
Due	Nov 30, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 296 Summer Oaks Dr was $2,050 with exemptions applied, down 8.8% from the year before.

Source: Marshall County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Marshall County
Unified School District	Marshall County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 (-8.85%) Homeowner's exemption Senior Citizen's exemption	$47,973	$479,730 Land $179,200 Building $300,530
2024	$2,249.00 (+3.69%)
2023	$2,169.00 (-4.53%) Homeowner's exemption Senior Citizen's exemption	$40,110 (+34.06%)	$401,100 (+34.06%) Land $167,200 Building $233,900
2022	$2,272.00 Homeowner's exemption Senior Citizen's exemption	$29,920	$299,200 Land $65,300 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Summer Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Summer Oaks Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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