296 Sumatra Dr, Sacramento, CA 95838 Property Records

Sacramento County property record for 296 Sumatra Dr, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1992
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$442,000 (Mar 2024)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`226-0400-021-0000`

Property Details

APN / Parcel Number

Primary APN	`226-0400-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	296 SUMATRA DR
City	SACRAMENTO
State	CA
Zip	95838-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	KELTON SUBDIVISION, LOT 24
Legal Subdivision	KELTON SUBDIVISION
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	7204

Owner

296 Sumatra Dr is owned and occupied by an individual who bought it in March 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	296 SUMATRA DR, SACRAMENTO, CA 95838-4829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 14, 2024	Intrafamily Transfer, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Nov 29, 2011 · Amount on File
Deed Book / Page	20240314 / 753
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0000000126
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 14, 2024
Property Address	296 SUMATRA DR, SACRAMENTO, CA 95838-4829
Document Number	0000000753
Map Reference	MB 216 PG 4
Instrument Date	Feb 29, 2024
Instrument	202403140753
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 SUMATRA DR, SACRAMENTO, CA 95838-4829

Mortgage

Document Number	0000000754
Date	Mar 14, 2024
Instrument	202403140754

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000000404
Date	Mar 25, 2024
Instrument	202403250404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 14, 2024
Property Address	296 SUMATRA DR, SACRAMENTO, CA 95838-4829
Document Number	0000000752
Map Reference	MB 216 PG 4
Instrument Date	Feb 12, 2024
Instrument	202403140752
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SWISS HILL RD, JEFFERSONVILLE, NY 12748-5111

Tax Assessment & Valuation

The 2025 property tax bill for 296 Sumatra Dr was $5,852 with a homeowner's exemption, up 253.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,856 (+2%) Land $124,848 Building $335,008
2025	$5,852.00 (+253.6%) Homeowner's exemption	$450,840 Land $122,400 Building $328,440
2024	$1,655.00 (-57.01%)
2023	$3,850.00 (+138.39%)	$105,022 Land $24,140 Building $80,882
2022	$1,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 296 Sumatra Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Sumatra Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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