Ramsey County property record for 296 Spring St, Saint Paul, MN 55102
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,644 sqft · built 2004 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Jun 2024) |
| Tax Bill | $6,508 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-28-22-32-0180 |
| Primary APN | 06-28-22-32-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 822 sqft |
| Basement Area | 152 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 2,178 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8409492 |
|---|---|
| Street Address | 296 SPRING ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CIC NO 511 RIVERFRONT COND @ UPPER LANDI UNIT NO.112 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 06 |
| Legal Subdivision | CIC NO 511 RIVERFRONT COND @ UPPER LANDI |
| Legal Lot Number | 112 |
| Legal Unit | 112 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 36000 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 SPRING ST, SAINT PAUL, MN 55102-4419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| May 9, 2017 | Grant Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | May 9, 2017 · Amount on Record |
| Deed Document Number | 20245027957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 296 SPRING ST, SAINT PAUL, MN 55102-4419 |
| Document Number | 0002672944 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 296 SPRING ST #112 ST PAUL MN 551024419, 112, ST PAUL, MN 55102-4419 |
| Document Number | 0002672944 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2672944 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 9, 2017 |
| Property Address | 296 SPRING ST, SAINT PAUL, MN 55102-4419 |
| Document Number | 0002586849 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2586849 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,292.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 296 SPRING ST ST PAUL MN 551024419, ST PAUL, MN 55102-4419 |
| Document Number | 2586850 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2586850 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,300 (+2.13%) Land $1,000 Building $397,300 | $398,300 (+2.13%) Land $1,000 Building $397,300 | |
| 2025 | $6,508.00 (-9.23%) | $390,000 (-16.56%) Land $1,000 Building $389,000 | $390,000 (-16.56%) Land $1,000 Building $389,000 |
| 2024 | $7,170.00 (+10.48%) | ||
| 2023 | $6,490.00 | $467,400 Land $1,000 Building $466,400 | $467,400 Land $1,000 Building $466,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 188 units insured incl. 183 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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