296 Silver Maple Rd, Groveland, FL 34736 Property Records

Lake County property record for 296 Silver Maple Rd, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,612 sqft · built 2017
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$350,500 (Jan 2019)
Tax Bill	$5,521 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-25-2004-000-07700`

Property Details

APN / Parcel Number

Primary APN	`26-21-25-2004-000-07700`
Alternative APN	`3897560`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3897560
Street Address	296 SILVER MAPLE RD
City	GROVELAND
State	FL
Zip	34736-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADES OF GROVELAND PHASE 4-1 PB 67 PG 9-12 LOT 77 ORB 5220 PG 582
Legal Section	26
Legal Subdivision	CASCADES OF GROVELAND
Legal Phase	4
Legal Tract	2004
Legal Lot Number	77
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2031
Census Tract	31208

Owner

296 Silver Maple Rd is owned and occupied by an individual who bought it in January 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	296 SILVER MAPLE RD, GROVELAND, FL 34736-3651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 7, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Deed Document Number	2019002336
Deed Book / Page	5220 / 0582
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	296 SILVER MAPLE RD, GROVELAND, FL 34736-3651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054312402
Date	Mar 3, 2020
Book Page	5431/2402
Instrument	2020026847

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 7, 2019
Property Address	296 SILVER MAPLE RD, GROVELAND, FL 34736-3651
Document Number	0052200582
Book / Page	5220 / 0582
Map Reference	MB 67 PG 9-12
Instrument Date	Dec 31, 2018
Instrument	2019002336
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,453.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 WILSON LAKE PKWY, 749, GROVELAND, FL 34736-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 SILVER MAPLE RD, GROVELAND, FL 34736-3651

Mortgage

Document Number	2019002337
Date	Jan 7, 2019
Instrument	2019002337

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,600 Land $132,000 Building $177,600	$362,850 Land $132,000 Building $230,850
2024	$5,521.00 (+2.68%)
2023	$5,377.00 (+5.53%) Homeowner's exemption	$292,120 (+3%)	$355,822 (+5.04%) Land $132,000 Building $223,822
2022	$5,095.00 Homeowner's exemption	$283,620	$338,761 Land $114,939 Building $223,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Silver Maple Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Silver Maple Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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