Alleghany County property record for 296 Silo Rd, Sparta, NC 28675 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,013 sqft · built 1979 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (May 2026) |
| Tax Bill | $1,063 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3080489544 |
| Primary APN | 3080489544 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,052 sqft |
| Unfinished Basement | 1,052 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 160 sqft |
| Balcony Area | 28 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 78665 |
|---|---|
| Street Address | 296 SILO RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #1-D ALLGHNY MANOR |
| Legal Subdivision | ALLEGHANY MANOR |
| Legal Block | 001 |
| Legal Lot Number | 1-D |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3080489544
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 SILO RD, SPARTA, NC 28675-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 05, 2018 | Deed of Trust, Mortgage · ARM PENTAGON FCU |
| May 26, 2026 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jan 05, 2018 | Intrafamily Transfer, Transfer · ARM PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Deed Document Number | 20263647 |
| Deed Book / Page | 455 / 1934 |
| Prior Transfer Date | Jan 02, 2018 |
| Prior Transfer Doc | 390/0257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 296 SILO RD, SPARTA, NC 28675-9645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00390/0263 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 390/0263 |
| Instrument | 00032 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 26, 2026 |
| Property Address | 296 SILO RD, SPARTA, NC 28675-9645 |
| Document Number | 0000003647 |
| Book / Page | 455 / 1934 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263647 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 SILO RD, SPARTA, NC 28675-9645 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003648, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20263648 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jan 05, 2018 |
| Property Address | 296 SILO RD, SPARTA, NC 28675-9645 |
| Document Number | 390/0257 |
| Book / Page | 390 / 0257 |
| Map Reference | PL 3 PG 7 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 00030 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8300 FLAT KEYSTONE DR, 8300, RALEIGH, NC 27613-7396 |
| Name | Verified Name |
|---|---|
| Address | 8300 FLAT KEYSTONE DR, RALEIGH, NC 27613-7396 |
| Investor | Possibly a Property Investor |
| Document Number | 390/0263 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 390/0263 |
| Instrument | 00032 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.12% |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,000 (-) Land $27,600 Building $126,400 | $154,000 (-) Land $27,600 Building $126,400 | |
| 2025 | $1,063.00 | $154,000 (-) Land $27,600 Building $126,400 | |
| 2023 | $154,000 Land $27,600 Building $126,400 | $154,000 (-) Land $27,600 Building $126,400 | |
| 2021 | $154,000 Land $27,600 Building $126,400 |
Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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