Contra Costa County property record for 296 Shore Rd, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,249 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-091-004-6 |
| Primary APN | 098-091-004-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Street Address | 296 SHORE RD |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #3 LOT 555 EX MR |
| Legal Subdivision | MAPROF SHORE ACRES 03 |
| Legal Lot Number | 555 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 314200 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 SHORE RD, BAY POINT, CA 94565-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 |
| Deed Sale | Mar 19, 2025 |
| Prior Sale | Mar 19, 2025 · Amount on Record |
| Deed Document Number | 202525818 |
| Prior Transfer Date | Mar 7, 2025 |
| Prior Transfer Doc | 0000025818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 19, 2026 |
| Property Address | 296 SHORE RD, BAY POINT, CA 94565-1429 |
| Document Number | 0000052302 |
| Instrument Date | May 14, 2026 |
| Instrument | 202652302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 296 SHORE RD, BAY POINT, CA 94565-1429 |
| Document Number | 0000052302, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202652302 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $550,800 (+420.15%) Land $306,000 Building $244,800 | |
| 2025 | $2,060.00 (+6.9%) | $105,892 (+4.04%) Land $61,567 Building $44,325 |
| 2023 | $1,927.00 (+0.52%) | $101,781 Land $59,177 Building $42,604 |
| 2022 | $1,917.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
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