296 Scottish Highland Rd, Clover, SC 29710 Property Records

York County property record for 296 Scottish Highland Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,155 sqft · built 2019
Lot Size	1.09 acres (47,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,807 (Jun 2016)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`558-01-01-008`

Property Details

APN / Parcel Number

Primary APN	`558-01-01-008`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,155 sqft Living Area
Gross Area	5,422 sqft
1st Floor Area	1,319 sqft
2nd Floor Area	1,781 sqft
Basement Area	1,319 sqft
Finished Basement	1,055 sqft
Unfinished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	47,681 sqft (1.09 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	197 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Location & Zoning

Street Address	296 SCOTTISH HIGHLAND RD
City	CLOVER
State	SC
Zip	29710-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LT# 8 BEATTIES GLEN ESTATES
Legal Subdivision	BEATTIES GLEN ESTATES
Legal Lot Number	8
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 1, 2021	Intrafamily Transfer, Transfer SILK ABSTRACT COMPANY
Oct 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Document Number	2016348386
Deed Book / Page	15767 / 174
Last Transfer Date	Feb 11, 2021
Transfer Doc	1914200373
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 COLONY RD, CHARLOTTE, NC 28226-4855

Mortgage

Document Number	1973300340
Date	Nov 2, 2021
Book Page	19733/340
Instrument	2021062988

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CLOVER, SC 29710

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1824400353
Date	May 5, 2020
Book Page	18244/353
Instrument	2020018859

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Apr 1, 2021
Property Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Document Number	1914200373
Book / Page	19142 / 373
Map Reference	MB E120 PG 6
Instrument Date	Feb 11, 2021
Instrument	2021018966
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Oct 21, 2020
Property Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Document Number	1867800124
Book / Page	18678 / 124
Map Reference	MB E120 PG 6
Instrument Date	Oct 14, 2020
Instrument	2020050042
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112

Mortgage

Document Number	2020050043
Date	Oct 21, 2020
Instrument	2020050043

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	May 10, 2019
Property Address	296 SCOTTISH HIGHLAND RD, CLOVER, SC 29710-7112
Book / Page	017537 / 000001
Instrument Date	May 10, 2019
Instrument	18105
Transaction Type	Construction Loan
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	296 SCOTTISH HIGHLAND RD CLOVER SC 29710, CLOVER, SC 29710

Mortgage

Document Number	1753700001
Date	May 10, 2019
Book Page	017537/000001
Instrument	18105

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (+8.74%)	$25,894 (+15.09%) Land $2,374 Building $23,520	$818,000 (+37.27%) Land $75,000 Building $743,000
2023	$3,260.00	$22,499 Land $1,063 Building $21,436	$595,904 Land $60,000 Building $535,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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