St. Charles County property record for 296 Schaper Rd, Foristell, MO 63348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,385 sqft · built 2015 |
| Lot Size | 3.38 acres (147,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,300 (Jun 2024) |
| Tax Bill | $6,051 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 733050A000 |
| Primary APN | 733050A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,385 sqft Living Area |
| Gross Area | 4,859 sqft |
| 1st Floor Area | 1,713 sqft |
| Basement Area | 1,698 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 698 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 147,233 sqft |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 733050A000 |
|---|---|
| Street Address | 296 SCHAPER RD |
| City | FORISTELL |
| State | MO |
| Zip | 63348-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | W1/2 SW1/4 |
| Legal Range | 1 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Lot Number | 51 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 312003 |
Source: St. Charles County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 SCHAPER RD, FORISTELL, MO 63348-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Mar 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Jun 14, 2017 | Warranty Deed, Transfer · ARM CORNERSTONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 202422754 |
| Prior Transfer Date | Jun 4, 2024 |
| Prior Transfer Doc | 0000022754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 296 SCHAPER RD, FORISTELL, MO 63348-1505 |
| Document Number | 0000075498 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 296 SCHAPER RD FORISTELL MO 633481505, FORISTELL, MO 63348-1505 |
| Document Number | 0000075498 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 75498 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 296 SCHAPER RD, FORISTELL, MO 63348-1505 |
| Document Number | 0068981341 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 268 SCHAPER RD FORISTELL MO 633481505, FORISTELL, MO 63348-1505 |
| Document Number | 0068981341 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 006898/001341 |
| Instrument | 169260 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 14, 2017 |
| Property Address | 296 SCHAPER RD, FORISTELL, MO 63348-1505 |
| Document Number | 0067582195 |
| Book / Page | 6758 / 2195 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 20170614000362710 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20201 CUIVRE DR, 20201, LAKE SAINT LOUIS, MO 63367-1996 |
| Name | Verified Name |
|---|---|
| Address | 296 SCHAPER RD, FORISTELL, MO 63348-1505 |
| Investor | Possibly a Property Investor |
| Document Number | 0067582198 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 6758/2198 |
| Instrument | 20170614000362720 |
| Name | CORNERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,154 (-) | $516,603 (-) Land $85,886 Building $430,717 | |
| 2025 | $6,051.00 (+0.28%) | $98,154 (+3.13%) | $516,603 (+3.13%) Land $85,886 Building $430,717 |
| 2024 | $6,034.00 | ||
| 2023 | $95,177 | ||
| 2022 | $500,932 Land $78,078 Building $422,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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