296 Scenic Pt, Gainesville, TX 76240 Property Records

Cooke County property record for 296 Scenic Pt, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,294 sqft · built 1980
Lot Size	0.868 acres (37,797 sqft)
Owner	Individual Name on Record
Tax Bill	$15,491 (2026)
Deeds & Mortgages	Jul 2012 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7709-001-00006`

Property Details

APN / Parcel Number

Primary APN	`7709-001-00006`
Alternative APN	`12341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,294 sqft Living Area
Gross Area	5,677 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	37,797 sqft (0.868 acres)
Garage Type	Mixed
Garage Area	1,400 sqft
Parking Spaces	7 Parking Spaces
Deck Area	465 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7709-001-00006
Street Address	296 SCENIC PT
City	GAINESVILLE
State	TX
Zip	76240-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC POINT; LOT 6 & PT OF LT 7; SEC 1
Legal Subdivision	SCENIC POINT
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2062
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 129, ARGYLE, TX 76226-7901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018
Deed Sale	Dec 26, 2018
Prior Sale	Feb 16, 2012
Deed Document Number	201888541
Deed Book / Page	2233 / 738
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	296 SCENIC PT, GAINESVILLE, TX 76240-6661
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001814/706
Date	Jul 16, 2012
Book Page	1814/706
Instrument	00029900

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2027

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 26, 2018
Property Address	296 SCENIC PT, GAINESVILLE, TX 76240-6661
Document Number	002233/738
Book / Page	2233 / 738
Map Reference	VOL 650 PG 493
Instrument Date	Dec 19, 2018
Instrument	00088541
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 SCENIC PT, GAINESVILLE, TX 76240-6661

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,491.00 (+6.63%)	$1,306,701 (+6.62%) Land $745,196 Building $561,505	$1,306,701 (+6.62%) Land $745,196 Building $561,505
2025	$14,528.00 (+16.25%)	$1,225,552 (+40.94%) Land $721,529 Building $504,023	$1,225,552 (+40.94%) Land $721,529 Building $504,023
2024	$12,497.00 (+7.34%)
2023		$869,547 Land $505,155 Building $364,392	$869,547 Land $505,155 Building $364,392
2022	$11,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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