296 Ralph Davis Rd, Laurel Hill, FL 32567 Property Records

Walton County property record for 296 Ralph Davis Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,824 sqft · built 1900
Lot Size	42 acres (1,829,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Jul 2014)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-6N-21-40000-004-0000`

Property Details

APN / Parcel Number

Primary APN	`28-6N-21-40000-004-0000`
Alternative APNs	`28-621-40000-004-0000` `1062205`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,824 sqft Living Area
Gross Area	5,444 sqft
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,829,520 sqft (42 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	108 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection

Location & Zoning

Street Address	296 RALPH DAVIS RD
City	LAUREL HILL
State	FL
Zip	32567-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1, ALL N OF RR & W OF TILLIS LAND IN NE1/4 OF SW1/4 SEC 28 OR 1773-296 OR 2955-4179 OR 3250-4790 OR 3356-3477 LESS & EXCEPT: COM INTERSECTION E LN SEC 28-6N-21W & STATE LN, N 88 DEG 1413W 2620.79 FT,S 01 DEG 3533 1270.10FT, CONT S 01 DEG 3533W 34
Legal Range	021
Legal Township	06N
Legal Section	28
Legal Subdivision	NORTH OF RAILROAD WEST OF TILLIS LAND
Legal Block	400
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	4
Census Block	4006
Census Tract	950104

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 25, 2025	Correction Deed PANHANDLE TITLE INC
Sep 8, 2022	Quit Claim Deed, Transfer Quitclaim
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CCB COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	20141289853
Deed Book / Page	2955 / 4179
Last Transfer Date	Apr 12, 2025
Transfer Doc	0033563477
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859

Mortgage

Document Number	0033741969
Date	Oct 15, 2025
Book Page	3374/1969
Instrument	20250037700

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Investor	Possibly a Property Investor

Mortgage

Document Number	0033581738
Date	May 12, 2025
Book Page	3358/1738
Instrument	20250016484

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Apr 25, 2025
Property Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Document Number	0033563477
Book / Page	3356 / 3477
Instrument Date	Apr 12, 2025
Instrument	20250014324
Record Updated	Jun 23, 2026
Title Company	PANHANDLE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 136, PAXTON, FL 32538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Investor	Possibly a Property Investor

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 8, 2022
Property Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Document Number	0032660523
Book / Page	3266 / 523
Map Reference	MB 2955 PG 4179
Instrument Date	Sep 1, 2022
Instrument	20220040555
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21546 US HIGHWAY 331 N, LAUREL HILL, FL 32567-3746

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2022
Property Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Document Number	0032504790
Book / Page	3250 / 4790
Instrument Date	Apr 25, 2022
Instrument	20220021341
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	PANHANDLE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1135, PAXTON, FL 32538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 RALPH DAVIS RD, LAUREL HILL, FL 32567-2859
Investor	Possibly a Property Investor

Mortgage

Document Number	0032504792
Date	May 4, 2022
Instrument	3250/4792

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (-22.34%)	$341,086 (+34.91%) Land $126,000 Building $215,086	$341,086 (+34.91%) Land $126,000 Building $215,086
2024	$3,415.00 (+56.87%)
2023	$2,177.00 (+171.45%)	$252,829 (+200.74%) Land $176,000 Building $76,829	$252,829 (+27.43%) Land $176,000 Building $76,829
2022	$802.00	$84,070 Land $8,697 Building $75,373	$198,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORALA WATER WORKS & SEWER BOARD serves 3,834 people · EPA ID AL0000363
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ralph Davis Rd

Nearby Streets

All Laurel Hill, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures