296 Quail Ridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 296 Quail Ridge Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,915 sqft · built 1972
Lot Size	3.08 acres (134,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-07-3-07-01-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`4-07-3-07-01-0-00011-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,915 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	134,600 sqft (3.08 acres)
Utility Building	403 sqft

Location & Zoning

Street Address	296 QUAIL RIDGE DR
City	HERNANDO
State	MS
Zip	38632-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WILCO ESTATES SD LOT 11
Legal Range	07
Legal Township	04
Legal Section	07
Legal Subdivision	WILCO ESTATES SD
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 29, 2021	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021
Deed Sale	Mar 29, 2021
Prior Sale	May 9, 2016
Deed Document Number	0000952510
Deed Book / Page	952 / 510
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004593/752
Date	Aug 23, 2018
Book Page	4593/752
Instrument	T04593-00752

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004835/051
Date	Nov 12, 2019
Book Page	4835/051

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004999/482
Date	Jul 27, 2020
Book Page	4999/482

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2049

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 29, 2021
Property Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739
Document Number	000952/510
Book / Page	952 / 510
Map Reference	MB 9 PG 19-22
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3751 GETWELL RD S, 3751, HERNANDO, MS 38632-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 QUAIL RIDGE DR, HERNANDO, MS 38632-8739

Mortgage

Document Number	0005197186
Date	Mar 29, 2021
Instrument	5197/186

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00 (+8.93%)	$14,480 (+31.79%) Land $3,090 Building $11,390	$144,800 (+31.79%) Land $30,900 Building $113,900
2023	$1,109.00	$10,987	$109,871 Land $30,900 Building $78,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA LAKES private · serves 768 people · EPA ID MS0170020
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	BELMONT WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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