296 Prospect Hill Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 296 Prospect Hill Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1976
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Apr 2009)
Tax Bill	$6,685 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8422.00`

Property Details

APN / Parcel Number

Primary APN	`8422.00`
Alternative APNs	`WIND M:00021 B:00136 L:000166` `WSOR M:00021 B:00136 L:000166`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	3,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8422.00
Street Address	296 PROSPECT HILL RD
City	WINDSOR
State	CT
Zip	06095-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	136
Legal Lot Number	166
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1014
Census Tract	473501

Owner

296 Prospect Hill Rd is owned and occupied by an individual who bought it in April 2009.

Source: Windsor Town records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	296 PROSPECT HILL RD, WINDSOR, CT 06095-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST CREDIT UNION
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWN OF MISCEL
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2009 · Amount on File
Deed Sale	Apr 24, 2009 · Amount on File
Deed Book / Page	1658 / 813
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Recording Date	Aug 26, 2026
Property Address	296 PROSPECT HILL RD, WINDSOR, CT 06095-1657
Document Number	0000002690
Book / Page	2003 / 789
Instrument Date	Jul 31, 2026
Instrument	20262690
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 PROSPECT HILL RD, WINDSOR, CT 06095-1657

Mortgage

Document Number	0000002690,
Date	Aug 26, 2026
Book Page	2003/789
Instrument	20262690

Lender

Name	AMERICAS FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	296 PROSPECT HILL RD, WINDSOR, CT 06095-1657
Document Number	1868-430
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 PROSPECT HILL RD WINDSOR CT 060951657, WINDSOR, CT 06095-1657

Mortgage

Document Number	1868-430
Date	Dec 17, 2018
Book Page	001868/000430
Instrument	4489

Lender

Name	TOWN OF MISCEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2033

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	296 PROSPECT HILL RD, WINDSOR, CT 06095-1657
Document Number	1864-1169
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 PROSPECT HILL RD WINDSOR CT 060951657, WINDSOR, CT 06095-1657

Mortgage

Document Number	1864-1169
Date	Oct 1, 2018
Book Page	001864/001169
Instrument	3492

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,990 (-) Land $67,480 Building $167,510	$164,493 Land $47,236 Building $117,257
2024	$6,685.00 (-6.18%)	$234,990 (+48.34%) Land $67,480 Building $167,510
2023	$7,125.00 (+35.2%)	$158,410 (-) Land $52,220 Building $106,190
2022	$5,270.00	$158,410 Land $52,220 Building $106,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Prospect Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Prospect Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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