Kennebec County and Belgrade Town property record for 296 Point Rd, Belgrade, ME 04917
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELG M:11 L:021A |
| Primary APN | BELG M:11 L:021A |
|---|---|
| Alternative APN |
|
| Building Area | 1,160 sqft Living Area |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 1439 |
|---|---|
| Street Address | 296 POINT RD |
| City | BELGRADE |
| State | ME |
| Zip | 04917-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 21A |
| Jurisdiction | BELGRADE ME |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
296 Point Rd is owned and occupied by two individuals.
Source: Kennebec County and Belgrade Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 POINT RD, BELGRADE, ME 04917-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION |
| Jan 30, 2018 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELGRADE ME |
| Property Address | 296 POINT RD, BELGRADE, ME 04917-4521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025026655 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 15569/197 |
| Instrument | 2025026655 |
| Name | NEW DIMENSIONS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELGRADE ME |
| Property Address | 296 POINT RD, BELGRADE, ME 04917-4521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018001857 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 12832/0024 |
| Instrument | 2018001857 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Feb 16, 2038 |
The 2025 property tax bill for 296 Point Rd was $2,556, up 11.6% from the year before.
Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Belgrade Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,556.00 (+11.62%) | $241,100 (-) Land $59,200 Building $181,900 |
| 2024 | $2,290.00 (+6.12%) | $241,100 (-) Land $59,200 Building $181,900 |
| 2023 | $2,158.00 (+1.74%) | $241,100 (+74.84%) Land $59,200 Building $181,900 |
| 2022 | $2,121.00 | $137,900 Land $44,000 Building $93,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 296 Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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