Monongalia County property record for 296 Nicholson Loop, Morgantown, WV 26508 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 1,482 sqft · built 1972 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,283 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-0104.0002 |
| Primary APN | 08-20-0104.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 2,964 sqft |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 296 NICHOLSON LOOP |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26508-3846 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .46 AC SUR 296 NICHOLSON LOOP |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 11803 |
Source: Monongalia County records · APN 08-20-0104.0002
Assessment roll updated November 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 07, 2020 | Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN |
| Feb 10, 2020 | Quit Claim Deed, Transfer · FHA Mortgage VANDERBILT MTG & FIN |
| May 13, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 |
| Deed Sale | Feb 10, 2020 |
| Deed Document Number | 2020783595 |
| Deed Book / Page | 1693 / 539 |
| Prior Transfer Date | Jan 10, 2020 |
| Prior Transfer Doc | 0000783595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Jun 25, 2026 |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000990253 |
| Book / Page | 2704 / 593 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026990253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000990253, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 2704/593 |
| Instrument | 2026990253 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jan 01, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000965383 |
|---|---|
| Date | Sep 03, 2025 |
| Book Page | 2664/383 |
| Instrument | 965383 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000903683 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2572/245 |
| Instrument | 903683 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000858216 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 2500/610 |
| Instrument | 858216 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000813226 |
| Instrument Date | Dec 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP MORGANTOWN WV 265083846, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000813226 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 002411/000300 |
| Instrument | 813226 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Rate | 4% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Feb 10, 2020 |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000783595 |
| Book / Page | 001693 / 000539 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 783595 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 296 NICHOLSON LOOP MORGANTOWN WV 265083846, MORGANTOWN, WV 26508-3846 |
| Document Number | 783596 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 002334/000755 |
| Instrument | 783596 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | May 13, 2019 |
| Property Address | 296 NICHOLSON LOOP, MORGANTOWN, WV 26508-3846 |
| Document Number | 0000759126 |
| Book / Page | 001667 / 000214 |
| Instrument Date | May 06, 2019 |
| Instrument | 759126 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 NICHOLSON LOOP MORGANTOWN WV 265083846, MORGANTOWN, WV 26508-3846 |
Source: Monongalia County records · Assessment roll updated November 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,283.00 (-5.87%) | $120,120 (-5.74%) Land $25,260 Building $94,860 | $200,200 (-5.74%) Land $42,100 Building $158,100 |
| 2023 | $1,363.00 (+5.99%) | $127,440 (+1.48%) Land $25,260 Building $102,180 | $212,400 (+1.48%) Land $42,100 Building $170,300 |
| 2022 | $1,286.00 | $125,580 Land $25,260 Building $100,320 | $209,300 Land $42,100 Building $167,200 |
Source: FEMA National Flood Hazard Layer, Monongalia County (54061C), updated April 5, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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