296 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 296 N State St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,668 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$39,500 (Jun 1996)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:494-Z B:34`

Property Details

APN / Parcel Number

Primary APN	`M:494-Z B:34`
Alternative APN	`CNCD M:494Z B:34`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,172 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	296 N STATE ST
City	CONCORD
State	NH
Zip	03301-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Block	34
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32400

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1134, CONCORD, NH 03302-1134
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 1996 · Amount on Record
Deed Sale	Jun 7, 1996 · Amount on Record
Deed Book / Page	2024 / 1391
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	296 N STATE ST, CONCORD, NH 03301-3226
Document Number	0035482316
Book / Page	003548 / 002316
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 N STATE ST CONCORD NH 033013226, CONCORD, NH 03301-3226

Mortgage

Document Number	0035482316
Date	Mar 7, 2017
Book Page	003548/002316
Instrument	3897

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,359.00 (+8.37%)	$184,100 (-) Land $88,800 Building $95,300
2023	$4,945.00 (+3.76%)	$184,100 (-) Land $88,800 Building $95,300	$343,995
2022	$4,766.00	$184,100 Land $88,800 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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