296 N Splash Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 296 N Splash Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,461 sqft · built 2018
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (May 2022)
Tax Bill	$10,097 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16100-000-0940`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16100-000-0940`
Alternative APN	`1086693`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,461 sqft Living Area
Gross Area	3,365 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	13 ft deep x 7.5 ft wide
Garage Type	Detached - Finished
Garage Area	484 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1086693
Street Address	296 N SPLASH DR
City	INLET BEACH
State	FL
Zip	32461-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 PATHWAYS AT WATERSOUND PH 1 PB 20-34 OR 3045-2921 OR 3066-198 OR 3073-761
Legal Range	18W
Legal Township	03S
Legal Section	24
Legal Phase	1
Legal Lot Number	94
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2020
Census Tract	950610

Owner

296 N Splash Dr is owned and occupied by an individual who bought it in May 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	296 N SPLASH DR, INLET BEACH, FL 32461-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	20220024586
Deed Book / Page	3253 / 2647
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 24, 2022
Property Address	296 N SPLASH DR, INLET BEACH, FL 32461-9516
Document Number	0032532647
Book / Page	3253 / 2647
Map Reference	MB 20 PG 34-37
Instrument Date	May 3, 2022
Instrument	20220024586
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 611127, ROSEMARY BEACH, FL 32461-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19134 ELSTON WAY, ESTERO, FL 33928-6491

Mortgage

Document Number	0032532649
Date	May 24, 2022
Instrument	3253/2649

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,342,057 Land $303,750 Building $1,038,307	$1,342,057 Land $303,750 Building $1,038,307
2024	$10,097.00 (+3.65%)
2023	$9,741.00 (+20.2%) Homeowner's exemption	$1,315,066 (+23.09%) Land $181,942 Building $1,133,124	$1,315,066 (+23.09%) Land $181,942 Building $1,133,124
2022	$8,104.00	$1,068,392 Land $201,955 Building $866,437	$1,068,392 Land $201,955 Building $866,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 N Splash Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 N Splash Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20