296 N Main St, Oregon, WI 53575 Property Records

Dane County property record for 296 N Main St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1904
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Aug 2018)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0509-013-6488-7`

Property Details

APN / Parcel Number

Primary APN	`0509-013-6488-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	846 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1904
Exterior Material	Brick/Stone
Lot Area	16,117 sqft (0.369 acres)
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	296 N MAIN ST
City	OREGON
State	WI
Zip	53575-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT SHEET 1 OUTLOT 58 SUBJ TO JT DRIVEWAY IN M445/349
Legal Range	09
Legal Township	05
Legal Section	01
Legal Subdivision	VILLAGE/OREGON
Legal Block	64
Legal Lot Number	58
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2006
Census Tract	12501

Owner

296 N Main St is owned and occupied by two individuals who bought it in August 2018.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	296 N MAIN ST, OREGON, WI 53575-1447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
May 29, 2020	Deed of Trust, Mortgage · Line of Credit UW CU
May 7, 2020	Deed of Trust, Mortgage · Conventional with PMI UNIVERSITY/WI CU
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Aug 15, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU
May 14, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Deed Document Number	5434044
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005871556
Date	Nov 1, 2022
Instrument	5871556

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2052

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005777451
Date	Oct 5, 2021
Instrument	5777451

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005599604
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	296 N MAIN ST OREGON WI OREGON WI 53575, OREGON, WI 53575

Mortgage

Document Number	0005599604
Date	Jun 10, 2020
Instrument	5599604

Lender

Name	UW CU
Type	Credit Union
Address	PO BOX 44963, MADISON, WI 53744-4963

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005587906
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	296 N MAIN ST OREGON WI 535751447, OREGON, WI 53575-1447

Mortgage

Document Number	0005587906
Date	May 12, 2020
Instrument	5587906

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005499614
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 N MAIN ST OREGON WI 535751447, OREGON, WI 53575-1447

Mortgage

Document Number	0005499614
Date	Jun 27, 2019
Instrument	5499614

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 15, 2018
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005434044
Instrument Date	Aug 13, 2018
Instrument	5434044
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	KNIGHT BARRY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 N MAIN ST OREGON WI 535751447, OREGON, WI 53575-1447

Mortgage

Document Number	5434045
Date	Aug 15, 2018
Instrument	5434045

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	296 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005410382
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	296 N MAIN ST OREGON WI 535751447, OREGON, WI 53575-1447

Mortgage

Document Number	0005410382
Date	May 21, 2018
Instrument	5410382

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 296 N Main St was $6,880 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,880.00 Homeowner's exemption	$476,600 Land $61,100 Building $415,500	$457,200
2023		$360,600 Land $33,600 Building $327,000	$370,300
2022	$5,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 296 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures