296 N 70 E Rd, Loda, IL 60948 Property Records

Iroquois County property record for 296 N 70 E Rd, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2026)
Tax Bill	$3,932 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36 19 226 042`

Property Details

APN / Parcel Number

Primary APN	`36 19 226 042`

Exterior

Lot Area	19,609 sqft (0.45 acres)

Location & Zoning

Street Address	296 N 70 EAST RD
City	LODA
State	IL
Zip	60948-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE IROQUOIS SD 1 LTS 238B & 239B
Legal Subdivision	LAKE IROQUOIS SD
Legal Lot Number	238B
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3101
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 PAWNEE DR, LODA, IL 60948-9694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage MILFORD BUILDING AND LOAN ASSOCIATI
Jan 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED BANK
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED BANK
Nov 14, 2017	Warranty Deed, Transfer · Commercial Mortgage FEDERATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	20262219
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 29, 2026
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Document Number	0000002219
Instrument Date	Jun 29, 2026
Instrument	20262219
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 PAWNEE DR, LODA, IL 60948-9694
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002220,
Date	Jun 29, 2026
Instrument	20262220

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 3, 2031

Interest

Rate	6.25%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 23, 2022
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Document Number	00022R2239
Map Reference	DOC 69-P-61
Instrument Date	Jun 13, 2022
Instrument	22R2239
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	296 N 70 EAST RD, LODA, IL 60948-8652

Mortgage

Document Number	00022R2240
Date	Jun 23, 2022
Instrument	22R2240

Lender

Name	MILFORD BUILDING AND LOAN ASSOCIATI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate	3.75%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 N 70 EAST RD, LODA, IL 60948-8652

Mortgage

Document Number	00022R0322
Date	Jan 31, 2022
Instrument	22R0322

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2023

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R2020
Date	May 19, 2021
Instrument	21R2020

Lender

Name	FEDERATED BANK
Type	Bank
Address	LODA, IL 60948

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R0925
Date	Apr 5, 2019
Instrument	19R0925

Lender

Name	FEDERATED BANK
Type	Bank
Address	LODA, IL 60948

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate	5.12%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 14, 2017
Property Address	296 N 70 EAST RD, LODA, IL 60948-8652
Document Number	17R3375
Map Reference	DOC69-P-61
Instrument Date	Nov 14, 2017
Instrument	17R3375
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	296 N 70 EAST RD, LODA, IL 60948-8652

Mortgage

Document Number	17R3376
Date	Nov 14, 2017
Instrument	17R3376

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 14, 2020

Interest

Rate	5.87%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 (-16.27%) Homeowner's exemption	$58,830 (-10.4%) Land $2,160 Building $56,670	$176,490 (-10.4%) Land $6,480 Building $170,010
2024	$4,696.00 (+23.94%)	$65,660 (+7.99%) Land $1,540 Building $64,120	$196,980 (+7.99%) Land $4,620 Building $192,360
2022	$3,789.00 Homeowner's exemption	$60,800 Land $1,430 Building $59,370	$182,400 Land $4,290 Building $178,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE IROQUOIS ASSOCIATION private · serves 800 people · EPA ID IL0755200
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Pavlov Media Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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