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296 Modoc Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 296 Modoc Dr, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1999
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (Nov 2023)
Tax Bill$3,980 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN085C013

Property Details

APN / Parcel Number

Primary APN085C013
Alternative APNs
  • 673253
  • 395652

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,396 sqft Heated Area
Gross Area2,124 sqft
1st Floor Area1,396 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Width120 ft Width
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area136 sqft
Deck Area152 sqft
Patio Area152 sqft
Storage Building110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number395652
Street Address296 MODOC DR
CityCORNELIA
StateGA
Zip30531-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description10-138 LT 9 PB 16-283 DB 1351-804
Legal SubdivisionSHALLOW CRK
Legal Lot Number9
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1064
Census Tract501

Owner

Source: Habersham County records · APN 085C013

Assessment roll updated September 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address296 MODOC DR, CORNELIA, GA 30531-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage
UNITED COMMUNITY BANK
Nov 16, 2023Warranty Deed, Transfer
Nov 17, 2023Warranty Deed, Transfer
Mar 31, 2017Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior SaleMar 31, 2017 · Amount on Record
Deed Book / Page1351 / 570
Prior Transfer DateNov 15, 2023
Prior Transfer Doc001351/804
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateApr 10, 2026
Property Address296 MODOC DR, CORNELIA, GA 30531-7203
Document Number0000001429/0000000206
Book / Page1429 / 206
Instrument DateApr 08, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 MODOC DR, CORNELIA, GA 30531-7203

Mortgage

Document Number1429000206,
DateApr 10, 2026
Book Page1429/206
Lender
NameUNITED COMMUNITY BANK
Agreement
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.11%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateNov 16, 2023
Property Address296 MODOC DR, CORNELIA, GA 30531-7203
Document Number001351/570
Book / Page1351 / 570
Instrument DateNov 15, 2023
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 MODOC DR, CORNELIA, GA 30531-7203

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateNov 17, 2023
Property Address296 MODOC DR, CORNELIA, GA 30531-7203
Document Number001351/804
Book / Page1351 / 804
Instrument DateNov 15, 2023
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 MODOC DR, CORNELIA, GA 30531-7203

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateMar 31, 2017
Property Address296 MODOC DR, CORNELIA, GA 30531-7203
Document Number001136/773
Book / Page1136 / 773
Instrument DateMar 31, 2017
Instrument2017-000561
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 MODOC DR, CORNELIA, GA 30531-7203

Mortgage

Document Number1136/775
DateApr 10, 2017
Book Page1136/775
Lender
NameHOMESTAR FINANCIAL
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,980.00 (+90.16%)$118,275 (+46.61%) Land $16,000 Building $102,275$295,687 (+46.61%) Land $40,000 Building $255,687
2023$2,093.00 (+14%)$80,672 (+14.01%) Land $12,000 Building $68,672$201,680 (+14.01%) Land $30,000 Building $171,680
2022$1,836.00$70,756 Land $12,000 Building $58,756$176,890 Land $30,000 Building $146,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Cable		1,000 / 25
Starlink
Satellite		280 / 30

May also be available: Habersham Electric Membership, Verizon.

Based on FCC filings for 118 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCORNELIA
serves 6,130 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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