296 Mill Rd, Bedford, PA 15522 Property Records

Bedford County property record for 296 Mill Rd, Bedford, PA 15522

Property Summary

Property Type	Rural Home
Details	840 sqft · built 1830
Lot Size	93 acres (4,052,735 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2019)
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F.08-0.00-049`

Property Details

APN / Parcel Number

Primary APN	`F.08-0.00-049`
Alternative APN	`020-003132`

Interior

Stories	2 Stories

Exterior

Lot Area	4,052,735 sqft (93 acres)
Shed	1 Shed
Poultry House	Poultry House

Location & Zoning

Street Address	296 MILL RD
City	BEDFORD
State	PA
Zip	15522-8360
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	296 MILL RD
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1025
Census Tract	960800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dutch Corner Historic Agricultural District listed 2015 · 444 contributing resources · NRIS 15000533

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

296 Mill Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2022.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	296 MILL RD, BEDFORD, PA 15522-8360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Unknown HORIZON FARM CREDIT ACA
Jun 10, 2022	Correction Deed
Jan 16, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Prior Sale	Oct 11, 2002
Deed Document Number	2019217
Deed Book / Page	2019 / 217
Last Transfer Date	Jun 9, 2022
Transfer Doc	02022/3103
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	296 MILL RD, BEDFORD, PA 15522-8360
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/6135
Date	Dec 30, 2025
Book Page	2025/6135
Instrument	2025-006135

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Unknown
Amount	Amount on Record

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 10, 2022
Property Address	296 MILL RD, BEDFORD, PA 15522-8360
Document Number	02022/3103
Book / Page	2022 / 3103
Instrument Date	Jun 3, 2022
Instrument	2022-003103
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 MILL RD, BEDFORD, PA 15522-8360

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jan 16, 2019
Property Address	296 MILL RD, BEDFORD, PA 15522-8360
Document Number	02019/0217
Book / Page	2019 / 0217
Instrument Date	Jan 15, 2019
Instrument	2019-000217
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 BELDEN RD, BEDFORD, PA 15522-7536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 MILL RD, BEDFORD, PA 15522-8360

Tax Assessment & Valuation

The 2026 property tax bill for 296 Mill Rd was $2,260, up 8.9% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bedford Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00 (+8.86%)	$125,310 (-) Land $50,410 Building $74,900	$125,310 (-62.1%) Land $255,700 Building $74,900
2025	$2,076.00	$125,310 Land $50,410 Building $74,900	$330,600 Land $255,700 Building $74,900
2023	$1,842.00 Additional exemption filed	$125,310 Land $50,410 Building $74,900
2012			$330,600 Land $255,700 Building $74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	69 (1980–2021)
Claims Outside the SFHA	4 of 69
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 6 claims Severe Storms And Flooding, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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