Watauga County property record for 296 Middle Fork Rd, Blowing Rock, NC 28605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,241 sqft · built 1938 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $895 (2024) |
| Deeds & Mortgages | Aug 2021 Transfer Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2819-90-7378-000 |
| Primary APN | 2819-90-7378-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,241 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 263 sqft |
| Finished Basement | 263 sqft |
| Unfinished Basement | 263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Detached |
| Garage Area | 5,000 sqft |
| Porch | Porch |
| Porch Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1841674 |
|---|---|
| Street Address | 296 MIDDLE FORK RD |
| City | BLOWING ROCK |
| State | NC |
| Zip | 28605-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1531 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 920703 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 857 E NC HIGHWAY 47, DENTON, NC 27239-6560 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 6, 2021 | Intrafamily Transfer, Transfer |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 0022100841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 6, 2021 |
| Property Address | 296 MIDDLE FORK RD, BLOWING ROCK, NC 28605-9534 |
| Document Number | 0022100841 |
| Book / Page | 2210 / 841 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 709702 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 857 E NC HIGHWAY 47, 857, DENTON, NC 27239-6560 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10727 FRIENDLY NEIGHBOR LN, RALEIGH, NC 27614-6588 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 296 MIDDLE FORK RD, BLOWING ROCK, NC 28605-9534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019520235 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 1952/0235 |
| Instrument | 664582 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | THOMASVILLE, NC 27360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,600 (-) Land $53,800 Building $227,800 | ||
| 2025 | $281,600 (-) Land $53,800 Building $227,800 | ||
| 2024 | $895.00 | $281,600 Land $53,800 Building $227,800 | |
| 2023 | $281,600 Land $53,800 Building $227,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 87 units insured incl. 30 condo units |
| Nearby Flood Claims | 58 (1987–2024) |
| Claims Outside the SFHA | 9 of 58 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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