Christian County property record for 296 Merritt Rd, Clever, MO 65631
| Property Type | Rural Home |
|---|---|
| Details | 2,000 sqft · built 2005 |
| Lot Size | 6.8 acres (296,208 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-0.7-36-0-0-1.008 |
| Primary APN | 9-0.7-36-0-0-1.008 |
|---|---|
| Alternative APN |
|
| Building Area | 2,000 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Crossed Walls |
| Lot Area | 296,208 sqft (6.8 acres) |
| Garage Area | 2,000 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Street Address | 296 MERRITT RD |
|---|---|
| City | CLEVER |
| State | MO |
| Zip | 65631-6386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 8A RIDGECREST ESTATES REPLAT LOTS 7 & 8 |
| Legal Range | 23 |
| Legal Township | 27 |
| Legal Section | 36 |
| Legal Subdivision | RIDGECREST ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 20102 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMUNITY BANK |
| Sep 30, 2022 | Limited Warranty Deed, Transfer · Line of Credit CITIZENS COMMUNITY BANK |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jul 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 |
| Deed Sale | Sep 30, 2022 |
| Prior Sale | Jul 2, 2019 |
| Deed Document Number | 2022L14904 |
| Deed Book / Page | 2022 / 14756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0202303689 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 2023/3689 |
| Instrument | 2023L03754 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 54 Months |
| Due | Sep 30, 2027 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 30, 2022 |
| Property Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Document Number | 0202214756 |
| Book / Page | 2022 / 14756 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022L14904 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Document Number | 2022L14905 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022L14905 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 30, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202106582 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 2021/6582 |
| Instrument | 2021L06627 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 2, 2019 |
| Property Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Document Number | 0201908172 |
| Book / Page | 2019 / 08172 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019L08254 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 MERRITT RD, CLEVER, MO 65631-6386 |
| Document Number | 2019L08255 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019L08255 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Clever R-V School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $65,790 (+6.61%) | $346,500 (+6.62%) Land $45,600 Building $300,900 |
| 2023 | $61,710 | $325,000 Land $45,600 Building $279,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Total HighSpeed Internet Solutions Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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