Craven County property record for 296 McCotter Blvd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1992 |
| Lot Size | 0.457 acres (19,902 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-D-I-018 |
| Primary APN | 6-220-D-I-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,902 sqft (0.457 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 118124 |
|---|---|
| Street Address | 296 MCCOTTER BLVD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CASTLE DOWNS II BLOCK I |
| Legal Subdivision | CASTLE DOWNS |
| Legal Block | I |
| Legal Lot Number | 18 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961302 |
296 McCotter Blvd is owned and occupied by an individual who acquired it in December 1993.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 MCCOTTER BLVD, HAVELOCK, NC 28532-1790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUITY RESOURCES INC |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage EQUITY RESOURCES INC |
| Nov 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES OF OHIO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 1993 |
| Deed Sale | Dec 22, 1993 |
| Deed Book / Page | 1398 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 296 MCCOTTER BLVD, HAVELOCK, NC 28532-1790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003750/727 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 3750/727 |
| Instrument | 10107000 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 296 MCCOTTER BLVD, HAVELOCK, NC 28532-1790 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03710/1305 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 3710/1305 |
| Instrument | 10090996 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Nov 16, 2017 |
| Property Address | 296 MCCOTTER BLVD, HAVELOCK, NC 28532-1790 |
| Document Number | 3519/1320 |
| Book / Page | 3519 / 1320 |
| Map Reference | PL CAB C SL 219 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 10015357 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900 |
| Name | Verified Name |
|---|---|
| Address | 296 MCCOTTER BLVD, HAVELOCK, NC 28532-1790 |
| Document Number | 3519/1323 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 3519/1323 |
| Name | EQUITY RESOURCES OF OHIO INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 296 McCotter Blvd was $1,809.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,130 (-) Land $40,000 Building $109,130 | $149,130 (-) Land $40,000 Building $109,130 | |
| 2025 | $1,809.00 | $149,130 Land $40,000 Building $109,130 | $149,130 Land $40,000 Building $109,130 |
| 2023 | $1,737.00 (+23.1%) | $149,130 (+26.85%) Land $40,000 Building $109,130 | $149,130 Land $40,000 Building $109,130 |
| 2022 | $1,411.00 | $117,560 Land $35,000 Building $82,560 | |
| 2018 | $117,560 Land $35,000 Building $82,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 McCotter Blvd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 McCotter Blvd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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