Monterey County property record for 296 Live Oak Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,062 sqft · built 1955 |
| Lot Size | 0.771 acres (33,592 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-041-029-000 |
| Primary APN | 181-041-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,592 sqft (0.771 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 181-041-029 |
|---|---|
| Street Address | 296 LIVE OAK RD |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSERS MP BNYMC RO POR OF LOT 1 OF SUB H OF NELY 127 AC OF LOT 1 AS DESC IN R350 PG 191 .6 AC |
| Legal Subdivision | ASSERS MP BNYMC RO |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10202 |
296 Live Oak Rd is owner-occupied and held in a trust since November 2022.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 296 LIVE OAK RD, ROYAL OAKS, CA 95076-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2022 |
| Transfer Doc | 0000048720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 16, 2022 |
| Property Address | 296 LIVE OAK RD, ROYAL OAKS, CA 95076-5737 |
| Document Number | 0000048720 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022048720 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 296 LIVE OAK RD, ROYAL OAKS, CA 95076-5737 |
The 2025 property tax bill for 296 Live Oak Rd was $3,010 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $266,034 (+2%) Land $114,830 Building $151,204 | |
| 2025 | $3,010.00 Homeowner's exemption | $260,819 Land $112,579 Building $148,240 |
| 2023 | $2,676.00 (+1.79%) Homeowner's exemption | $250,693 Land $108,208 Building $142,485 |
| 2022 | $2,629.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 296 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1997–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Live Oak Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, T-Mobile.
4G LTE (outdoors only), no 5G reported
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