296 Lee Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 296 Lee Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2023
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (May 2020)
Tax Bill	$4,933 (2024)
Deeds & Mortgages	May 2022 Construction Loan Nov 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`00564146-000100`

Property Details

APN / Parcel Number

Primary APN	`00564146-000100`
Alternative APNs	`12613900564146000100` `1689971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	1,689 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Garage Type	Covered
Garage Area	1,110 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	570 sqft
Patio Area	391 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1689971
Street Address	296 LEE AVE
City	KEY LARGO
State	FL
Zip	33037-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 8 LT 11 KEY LARGO MOBILE HOMESITES PLAT NO 3 PB6-7 KEY LARGO OR563-183 OR857-1318 OR995-1393 OR1086-1599 OR1238-2436 OR1246-2059 OR1246-2064 OR1468-801 OR1468-802 OR2055-2463 OR2337-697 OR3020-1633 OR3139-1777
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	KEY LARGO MOBILE HOMESITE PLAT #3
Legal Block	8
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

296 Lee Ave is owned and occupied by two individuals who acquired it in November 2021.

Source: Monroe County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	296 LEE AVE, KEY LARGO, FL 33037-4816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Nov 24, 2021	Intrafamily Transfer, Transfer
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Nov 3, 2004 · Amount on File
Deed Document Number	20202264881
Deed Book / Page	3020 / 1633
Last Transfer Date	Nov 24, 2021
Transfer Doc	0031391777
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	296 LEE AVE, KEY LARGO, FL 33037-4816
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 LEE AVE 1, 1, KEY LARGO, FL 33037-4816

Mortgage

Document Number	0031712356
Date	May 5, 2022
Book Page	3171/2356
Instrument	2374128

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 24, 2021
Property Address	296 LEE AVE, KEY LARGO, FL 33037-4816
Document Number	0031391777
Book / Page	3139 / 1777
Map Reference	MB 6 PG 7
Instrument Date	Nov 24, 2021
Instrument	2350161
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 LEE AVE, KEY LARGO, FL 33037-4816

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 1, 2020
Property Address	296 LEE AVE, KEY LARGO, FL 33037-4816
Document Number	0030201633
Book / Page	003020 / 001633
Instrument Date	May 1, 2020
Instrument	2264881
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	DOCPROBE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 LEE AVE KEY LARGO FL 330374816, KEY LARGO, FL 33037-4816

Mortgage

Document Number	30201635
Date	May 1, 2020
Book Page	003020/001635
Instrument	2264882

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	296 LEE AVE, KEY LARGO, FL 33037-4816
Document Number	0030210071
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 LEE AVE KEY LARGO FL 330374816, KEY LARGO, FL 33037-4816

Mortgage

Document Number	0030210071
Date	May 5, 2020
Book Page	003021/000071
Instrument	2265132

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,404	$584,390 Land $277,500 Building $306,890
2024	$4,933.00 (+137.05%)
2023	$2,081.00 (-13.29%)	$258,888 (-0.13%) Land $258,000 Building $888	$258,888 (-0.13%) Land $258,000 Building $888
2022	$2,400.00	$259,223 Land $183,000 Building $76,223	$259,223 Land $183,000 Building $76,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Lee Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Lee Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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