Carroll County property record for 296 Lambert Ave, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,853 sqft · built 1960 |
| Lot Size | 0.478 acres (20,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Sep 2025) |
| Tax Bill | $4,431 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-010504 |
| Primary APN | 11-010504 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,853 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,810 sqft (0.478 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 239 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 010504 |
|---|---|
| Street Address | 296 LAMBERT AVE |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LTS B1-10167 SF & B2 296 LAMBERT AVE 2-134 LAMBERTS ADD |
| Legal Subdivision | LAMBERTS ADD |
| Legal Lot Number | B1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 LAMBERT AVE, NEW WINDSOR, MD 21776-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 19, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage CITYWORTH MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2002 · Amount on Record |
| Deed Book / Page | 11571 / 443 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 0053840348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 19, 2025 |
| Property Address | 296 LAMBERT AVE, NEW WINDSOR, MD 21776-8936 |
| Document Number | 0115710443 |
| Book / Page | 11571 / 443 |
| Map Reference | MB LDM 2 FO 134 |
| Instrument Date | Sep 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | UNKNOWN, MANOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 296 LAMBERT AVE, NEW WINDSOR, MD 21776-8936 |
| Document Number | 0011571452 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 11571/452 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 296 LAMBERT AVE, NEW WINDSOR, MD 21776-8936 |
| Document Number | 0098650456 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 296 LAMBERT AVE NEW WINDSOR MD 217768936, NEW WINDSOR, MD 21776-8936 |
| Document Number | 0098650456 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 009865/000456 |
| Name | CITYWORTH MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,533 (+12.4%) | $400,300 (-) Land $98,600 Building $301,700 | |
| 2025 | $4,431.00 (+15.6%) | $320,767 (+16.43%) | $400,300 (+42.46%) Land $98,600 Building $301,700 |
| 2023 | $3,833.00 | $275,500 | $281,000 Land $88,900 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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