296 Lakeview Heights Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 296 Lakeview Heights Cir, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1963
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on File
Tax Bill$2,320 (2026)
Deeds & MortgagesSep 2024 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN112B013

Property Details

APN / Parcel Number

Primary APN112B013
Alternative APNs
  • 640860
  • 407318

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area2,588 sqft
1st Floor Area1,300 sqft
Basement Area624 sqft
Finished Basement624 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions180 ft deep x 260 ft wide
Garage TypeMixed
Garage Area360 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area96 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number407318
Street Address296 LAKEVIEW HEIGHTS CIR
CityCORNELIA
StateGA
Zip30531-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-140 PB 7-32 475-685
Legal SubdivisionLAKE VIEW HEIGHTS SUB
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1020
Census Tract400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address296 LAKEVIEW HEIGHTS CIR, CORNELIA, GA 30531-2537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 11, 2022Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address296 LAKEVIEW HEIGHTS CIR, CORNELIA, GA 30531-2537
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 LAKEVIEW HEIGHTS CIR, CORNELIA, GA 30531-2537

Mortgage

Document Number0000001378/0000000142
DateSep 26, 2024
Book Page0000001378/0000000142
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 1, 2049

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address296 LAKEVIEW HEIGHTS CIR, CORNELIA, GA 30531-2537
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 LAKEVIEW HEIGHTS CIR, CORNELIA, GA 30531-2537

Mortgage

Document Number0000001295/0000000420
DateFeb 11, 2022
Book Page0000001295/0000000420
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,320.00 Homeowner's exemption$118,518 (+55.14%) Land $16,000 Building $102,518$296,295 (+55.14%) Land $40,000 Building $256,295
2023Homeowner's exemption$76,396 (+20.41%) Land $12,000 Building $64,396$190,990 (+20.41%) Land $30,000 Building $160,990
2022Homeowner's exemption$63,444 Land $8,000 Building $55,444$158,610 Land $20,000 Building $138,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Cable · Fiber in parts of the area
1,000 / 25
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: TrailWave, Verizon.

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