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296 Jasper Loop, Ponderay, ID 83852 Property Records

Bonner County property record for 296 Jasper Loop, Ponderay, ID 83852

Property Summary

Property TypeResidential Vacant Land
Lot Size0.158 acres (6,882 sqft)
Owner2 Individual Names on Record
Last Sale$498,524 (Feb 2026)
Tax Bill$850 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APNRPP39140020260A

Property Details

APN / Parcel Number

Primary APNRPP39140020260A

Exterior

Lot Area6,882 sqft (0.158 acres)

Location & Zoning

Street Address296 JASPER LOOP
CityPONDERAY
StateID
Zip83852-5103
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description11-57N-2W THE RETREAT AT BAY TRAIL BLK 2 LOT 26
Legal Range02W
Legal Township57N
Legal Section11
Legal SubdivisionRETREAT AT BAY TRAIL
Legal Block2
Legal Lot Number26
JurisdictionBONNER ID
Township / Civil DivisionSANDPOINT
Census Block Group1
Census Block1026
Census Tract950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address296 JASPER LOOP, PONDERAY, ID 83852-5103
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2020Warranty Deed, Transfer
TITLE ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2026 · Amount on Record
Deed SaleFeb 24, 2026 · Amount on Record
Prior SaleOct 31, 2024 · Amount on Record
Deed Document Number20261058615
Prior Transfer DateOct 22, 2024
Prior Transfer Doc0001040087
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateFeb 24, 2026
Property Address296 JASPER LOOP, PONDERAY, ID 83852-5103
Document Number0001058615
Map ReferenceMB 15 PG 85
Instrument DateFeb 24, 2026
Instrument1058615
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 13, 2026
Title CompanyNEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 JASPER LOOP, PONDERAY, ID 83852-5103

Mortgage

Document Number0001058616
DateFeb 24, 2026
Instrument1058616
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateNov 30, 2020
Property AddressPONDERAY, ID 83852
Document Number0000971189
Map ReferenceMB 15 PG 85
Instrument DateNov 25, 2020
Instrument971189
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 GOOBY RD, SANDPOINT, ID 83864-7244

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
MunicipalityPonderay City
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$850.00$165,789 (+30.76%) Land $165,789$165,789 (+30.76%) Land $165,789
2025$850.00 (-11.09%)$126,789 (-2.14%) Land $126,789$126,789 (-2.14%) Land $126,789
2023$956.00$129,564 Land $129,564$129,564 Land $129,564

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 units insured
incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDPOINT PUBLIC WORKS DEPT
serves 12,284 people · EPA ID ID1090121
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Ting
Fiber		1,000 / 1,000
Vyve Broadband
Cable · Fiber in parts of the area		1,000 / 50
MountainLink
Fixed Wireless		250 / 50
Intermax Networks
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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