296 Jack Groves Ln, Hayesville, NC 28904 Property Records

Clay County property record for 296 Jack Groves Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,658 sqft · built 2024
Lot Size	1 acres (43,647 sqft)
Owner	2 Company Names on Record
Last Sale	$780,000 (Dec 2024)
Tax Bill	$2,849 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`546900071116`

Property Details

APN / Parcel Number

Primary APN	`546900071116`
Alternative APNs	`618734000` `623962000` `624605000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,898 sqft Heated Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	43,647 sqft (1 acres)

Location & Zoning

Account Number	624605000
Street Address	296 JACK GROVES LN
City	HAYESVILLE
State	NC
Zip	28904-1674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 THE GROVES
Legal Subdivision	CONTAINING 1
Legal Lot Number	20
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3656 MCCOMB LN, BONITA SPRINGS, FL 34134-7574
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Sep 5, 2025	Intrafamily Transfer, Transfer
Dec 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Jun 20, 2023	Warranty Deed, Transfer
Dec 13, 2021	Warranty Deed, Transfer
Oct 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	20242590
Deed Book / Page	485 / 184
Last Transfer Date	Aug 12, 2025
Transfer Doc	000488/142
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000N15/28
Date	Sep 29, 2020
Book Page	N15/28
Instrument	2020002427

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2021

Interest

Rate Type	Adjustable Rate

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Sep 5, 2025
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Document Number	000488/142
Book / Page	488 / 142
Map Reference	CAB 5 SL 23
Instrument Date	Aug 12, 2025
Instrument	2025001788
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3656 MCCOMB LN, BONITA SPRINGS, FL 34134-7574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 MCCOMB LN, BONITA SPRINGS, FL 34134-7574

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 16, 2024
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Document Number	000485/184
Book / Page	485 / 184
Map Reference	CAB 5 SL 23
Instrument Date	Dec 16, 2024
Instrument	2024002590
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 SNEAKING CREEK DR, HAYESVILLE, NC 28904-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 MCCOMB LN, BONITA SPRINGS, FL 34134-7574

Mortgage

Document Number	2024002591
Date	Dec 16, 2024
Instrument	2024002591

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 20, 2023
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Document Number	0000476/93
Book / Page	476 / 93
Map Reference	CAB 5 SL 23
Instrument Date	Jun 20, 2023
Instrument	2023001184
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 LOFTIS LN, BLAIRSVILLE, GA 30512-2174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 SNEAKING CREEK DR, HAYESVILLE, NC 28904-6423

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 13, 2021
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Document Number	0000460/68
Book / Page	460 / 68
Map Reference	CAB 5 SL 23
Instrument Date	Dec 9, 2021
Instrument	2021004082
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14090 FM 2920 RD # RD312, RD312, TOMBALL, TX 77377-5549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 JACKIE COVE RD, HAYESVILLE, NC 28904-5341

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 2, 2020
Property Address	296 JACK GROVES LN, HAYESVILLE, NC 28904-1674
Document Number	000444/180
Book / Page	444 / 180
Map Reference	CAB 5 SL 23
Instrument Date	Oct 2, 2020
Instrument	2020002473
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1189, HAYESVILLE, NC 28904-1189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14090 FM 2920 RD # G-312, G, TOMBALL, TX 77377-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,849.00 (+44.03%)	$887,000 (+121.97%) Land $75,000 Building $812,000	$887,000 (+121.97%) Land $75,000 Building $812,000
2025	$1,978.00	$399,600 (+699.2%) Land $50,000 Building $349,600	$399,600 (+699.2%) Land $50,000 Building $349,600
2023		$50,000 (-) Land $50,000	$50,000 (-) Land $50,000
2022		$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jack Groves Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures