296 J C Rd, Lonoke, AR 72086 Property Records

Lonoke County property record for 296 J C Rd, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,496 sqft · built 2002
Lot Size	3.18 acres (138,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2017)
Tax Bill	$1,137 (2024)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-00005-000`

Property Details

APN / Parcel Number

Primary APN	`167-00005-000`
Alternative APN	`17917`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	138,956 sqft
Garage Type	Attached
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	3,600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	296 J C RD
City	LONOKE
State	AR
Zip	72086-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 CITY/MUNI/TWP:RURAL SUBD:COTTON ESTATES SEC/TWN/RNG/MER:SEC 06 TWN 03N RNG 08W
Legal Range	08W
Legal Township	03N
Legal Section	06
Legal Subdivision	COTTON ESTATES
Legal Lot Number	5
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2016
Census Tract	20108

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 J C RD, LONOKE, AR 72086-7614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	0201704881
Deed Book / Page	2017 / 04881
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	296 J C RD, LONOKE, AR 72086-7614
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001082
Date	Jan 25, 2022
Book Page	2022/1082
Instrument	2022-01082

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 17, 2017
Property Address	296 J C RD, LONOKE, AR 72086-7614
Document Number	0000004881
Instrument Date	May 15, 2017
Instrument	4881
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	296 J C RD LONOKE AR 720867614, LONOKE, AR 72086-7614

Mortgage

Document Number	4882
Date	May 17, 2017
Instrument	4882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,700 (-) Land $3,700 Building $31,000
2024	$1,137.00 (-6.19%)
2023	$1,212.00 Homeowner's exemption	$34,700 Land $3,700 Building $31,000	$173,500 Land $18,500 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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