Kershaw County property record for 296 Horatio Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,340 sqft · built 2024 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Feb 2025) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 310-00-01-017-SLE |
| Primary APN | 310-00-01-017-SLE |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,340 sqft Gross Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Account Number | 6331 |
|---|---|
| Street Address | 296 HORATIO LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GATE'S VILLAGE SUBDIVISION PHASE ONE LOT 17 |
| Legal Subdivision | GATE'S VILLAGE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970905 |
296 Horatio Ln is owned and occupied by an individual who bought it in February 2025.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 296 HORATIO LN, LUGOFF, SC 29078-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on File |
| Deed Sale | Feb 3, 2025 · Amount on File |
| Deed Document Number | 2025-798 |
| Deed Book / Page | 5294 / 82 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 3, 2025 |
| Property Address | 296 HORATIO LN, LUGOFF, SC 29078-2002 |
| Document Number | 0002025798 |
| Book / Page | 5294 / 82 |
| Map Reference | MB D188 PG 7&8 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2025-798 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 296 HORATIO LN, LUGOFF, SC 29078-2002 |
| Document Number | 0002025799 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 2025-799 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
FEMA maps place 296 Horatio Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 Horatio Ln is moderate, ranking above 47% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: TruVista Communications.
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