Middletown City property record for 296 Higby Rd, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,829 sqft · built 2002 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Nov 2014) |
| Tax Bill | $10,566 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:08 L:0046 |
| Primary APN | MTWN M:08 L:0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 1,176 sqft |
| Attic | Attic |
| Attic Area | 312 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,097 sqft (2.78 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R14456 |
|---|---|
| Street Address | 296 HIGBY RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 46 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 541401 |
296 Higby Rd is owned and occupied by an individual who acquired it in November 2018.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 HIGBY RD, MIDDLETOWN, CT 06457-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLE'S UNITED BK |
| Dec 4, 2018 | Quit Claim Deed, Transfer UNKNOWN |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit WEBSTER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on File |
| Deed Sale | Nov 20, 2014 · Amount on File |
| Prior Sale | Sep 11, 2001 · Amount on File |
| Deed Document Number | 201495822 |
| Deed Book / Page | 1830 / 210 |
| Last Transfer Date | Nov 16, 2018 |
| Transfer Doc | 1933-621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 296 HIGBY RD, MIDDLETOWN, CT 06457-2310 |
| Document Number | 1968-1 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 296 HIGBY RD MIDDLETOWN CT 064572310, MIDDLETOWN, CT 06457-2310 |
| Document Number | 1968-1 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 001968/000001 |
| Name | PEOPLE'S UNITED BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Dec 4, 2018 |
| Property Address | 296 HIGBY RD, MIDDLETOWN, CT 06457-2310 |
| Document Number | 1933-621 |
| Book / Page | 001933 / 000621 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 3435630002 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 HIGBY RD MIDDLETOWN CT 064572310, MIDDLETOWN, CT 06457-2310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 296 HIGBY RD, MIDDLETOWN, CT 06457-2310 |
| Document Number | 1933-623 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 296 HIGBY RD MIDDLETOWN CT 064572310, MIDDLETOWN, CT 06457-2310 |
| Document Number | 1933-623 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 001933/000623 |
| Instrument | 3435640015 |
| Name | WEBSTER BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 296 Higby Rd was $10,566.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,566.00 | $298,600 (-) Land $82,150 Building $216,450 | $467,110 (+123.48%) |
| 2025 | $298,600 (-) Land $82,150 Building $216,450 | $209,020 Land $57,505 Building $151,515 | |
| 2024 | $10,059.00 (+5.47%) | $298,600 (-) Land $82,150 Building $216,450 | |
| 2023 | $9,537.00 (+17.25%) | $298,600 (+37.72%) Land $82,150 Building $216,450 | |
| 2022 | $8,134.00 | $216,810 Land $51,880 Building $164,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Higby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 Higby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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