Rutherford County property record for 296 Harmon Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,742 sqft · built 1910 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $822 (2022) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1623021 |
| Primary APN | 1623021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,742 sqft Heated Area |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 83,635 sqft (1.92 acres) |
| Porch | Open Porch |
| Porch Area | 668 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 36046 |
|---|---|
| Street Address | 296 HARMON RD |
| City | ELLENBORO |
| State | NC |
| Zip | 28040-7673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1568026913430000; RES HARMON RD SR 1916 |
| Legal Block | 1 |
| Legal Lot Number | 116F |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 961001 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 296 HARMON RD, ELLENBORO, NC 28040-7673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000668514 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 296 HARMON RD, ELLENBORO, NC 28040-7673 |
| Document Number | 0020191316 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 296 HARMON RD ELLENBORO NC 280407673, ELLENBORO, NC 28040-7673 |
| Document Number | 0020191316 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 002019/001316 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $197,000 Land $20,000 Building $177,000 | $197,000 Land $20,000 Building $177,000 | |
| 2022 | $822.00 | ||
| 2021 | $822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD COMM WATER SYSTEM public/private · serves 1,867 people · EPA ID NC0181050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Pangaea Internet.
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