296 Gerry St, Gary, IN 46406 Property Records

Lake County property record for 296 Gerry St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,906 sqft · built 1956
Lot Size	0.084 acres (3,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,126 (Jun 2023)
Tax Bill	$758 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0283-0042`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0283-0042`
Alternative APNs	`45-07-01-128-014.000-004` `254502830042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,906 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Finished Basement	1,302 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	122 ft deep x 30 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	296 GERRY ST
City	GARY
State	IN
Zip	46406-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LESHWOOD ON WEST FIFITH ADD. ALL L.194
Legal Subdivision	LESHWOOD ON WEST FIFITH ADD
Legal Lot Number	194
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2001
Census Tract	10304

Owner

Source: Lake County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 GERRY ST, GARY, IN 46406-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 12, 2023	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Aug 8, 2022	Re-recorded Document MERIDIAN TITLE
May 17, 2022	Warranty Deed, Transfer MERIDIAN TITLE
Mar 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2022	Re-recorded Document MERIDIAN TITLE
Feb 9, 2022	Public Action, Foreclosure
Sep 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Aug 8, 2022
Deed Document Number	2023518095
Prior Transfer Date	Mar 24, 2022
Prior Transfer Doc	0000028026
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 21, 2026
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000530666
Instrument Date	Jul 15, 2026
Instrument	2026530666
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 GERRY ST, GARY, IN 46406-1415

Mortgage

Document Number	0000530666,
Date	Jul 21, 2026
Instrument	2026530666

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 12, 2023
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000018095
Map Reference	MB 18 PG 18
Instrument Date	Jun 9, 2023
Instrument	2023-518095
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 GERRY ST, GARY, IN 46406-1415

Mortgage

Document Number	0000018096
Date	Jun 12, 2023
Instrument	2023-518096

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Aug 8, 2022
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000032321
Map Reference	MB 18 PG 18
Instrument Date	May 16, 2022
Instrument	2022-532321
Record Updated	May 22, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 UNION ST, LAKE STATION, IN 46405-2452

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 17, 2022
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000020734
Map Reference	MB 18 PG 18
Instrument Date	May 16, 2022
Instrument	2022-520734
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 UNION ST, LAKE STATION, IN 46405-2452

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 29, 2022
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000013295
Instrument Date	Mar 24, 2022
Instrument	2022-513295
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 BEECHWOOD POINT CT, MIDLOTHIAN, VA 23112-2535

July 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Jul 8, 2022
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000028026
Instrument Date	Mar 24, 2022
Instrument	2022-528026
Record Updated	May 22, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 BEECHWOOD POINT CT, MIDLOTHIAN, VA 23112-2535

February 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Feb 9, 2022
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000004914
Instrument Date	Feb 4, 2022
Instrument	2022-004914
Transaction Type	Foreclosure
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 TWIN CREEK BLVD, MUNSTER, IN 46321-4123

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Sep 6, 2017
Property Address	296 GERRY ST, GARY, IN 46406-1415
Document Number	0000060057
Instrument Date	Apr 8, 2016
Instrument	60057
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1030 ARIZONA ST GARY IN 464033570, GARY, IN 46403-3570

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,800 (+444.4%) Land $5,300 Building $145,500	$150,800 (+444.4%) Land $5,300 Building $145,500
2024	$758.00 (-19.7%)
2023		$27,700 (+11.69%) Land $5,300 Building $22,400	$27,700 (+11.69%) Land $5,300 Building $22,400
2022	$944.00 (-56.48%)	$24,800 Land $3,000 Building $21,800	$24,800 Land $3,000 Building $21,800
2021	$2,169.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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